21 Ways Rich People Think Differently

Posted: October 2, 2013 in Uncategorized

World’s richest woman Gina Rinehart is enduring a media firestorm over an article in which she takes the “jealous” middle class to task for ‘drinking or smoking and socializing’ rather than working to earn their own fortune. 

What if she has a point? 

Steve Siebold, author of ‘How Rich People Think’ spent nearly three decades interviewing millionaires around the world to find out what separates them from everyone else. 

It had little to do with money itself, he told Business Insider. It was about their mentality.

“[The middle class] tells people to be happy with what they have,” he said. “And on the whole, most people are steeped in fear when it comes to money.”

Average people think MONEY is the root of all evil. Rich people believe POVERTY is the root of all evil.

“The average person has been brainwashed to believe rich people are lucky or dishonest,” Siebold writes.

That’s why there’s a certain shame that comes along with “getting rich” in lower-income communities.

“The world class knows that while having money doesn’t guarantee happiness, it does make your life easier and more enjoyable.” 

From Steve Siebold, author of “How Rich People Think”

Average people think selfishness is a vice. Rich people think selfishness is a virtue.


“The rich go out there and try to make themselves happy. They don’t try to pretend to save the world,” Siebold told Business Insider. 

The problem is that middle class people see that as a negative––and it’s keeping them poor, he writes.

“If you’re not taking care of you, you’re not in a position to help anyone else. You can’t give what you don’t have.”

From Steve Siebold, author of “How Rich People Think”

Average people have a lottery mentality. Rich people have an action mentality.


“While the masses are waiting to pick the right numbers and praying for prosperity, the great ones are solving problems,” Siebold writes.

“The hero [middle class people] are waiting for may be God, government, their boss or their spouse. It’s the average person’s level of thinking that breeds this approach to life and living while the clock keeps ticking away.” 

From Steve Siebold, author of “How Rich People Think”

Average people think the road to riches is paved with formal education. Rich people believe in acquiring specific knowledge.


“Many world-class performers have little formal education, and have amassed their wealth through the acquisition and subsequent sale of specific knowledge,” he writes. 

“Meanwhile, the masses are convinced that master’s degrees and doctorates are the way to wealth, mostly because they are trapped in the linear line of thought that holds them back from higher levels of consciousness…The wealthy aren’t interested in the means, only the end.”

From Steve Siebold, author of “How Rich People Think”

Average people long for the good old days. Rich people dream of the future.

“Self-made millionaires get rich because they’re willing to bet on themselves and project their dreams, goals and ideas into an unknown future,” Siebold writes. 

“People who believe their best days are behind them rarely get rich, and often struggle with unhappiness and depression.”

From Steve Siebold, author of “How Rich People Think”

Average people see money through the eyes of emotion. Rich people think about money logically.

“An ordinarily smart, well-educated and otherwise successful person can be instantly transformed into a fear-based, scarcity driven thinker whose greatest financial aspiration is to retire comfortably,” he writes.

“The world class sees money for what it is and what it’s not, through the eyes of logic. The great ones know money is a critical tool that presents options and opportunities.” 

From Steve Siebold, author of “How Rich People Think”

Average people earn money doing things they don’t love. Rich people follow their passion.

“To the average person, it looks like the rich are working all the time,” Siebold says. “But one of the smartest strategies of the world class is doing what they love and finding a way to get paid for it.”

On the other hand, middle class take jobs they don’t enjoy “because they need the money and they’ve been trained in school and conditioned by society to live in a linear thinking world that equates earning money with physical or mental effort.” 

From Steve Siebold, author of “How Rich People Think”

Average people set low expectations so they’re never disappointed. Rich people are up for the challenge.

“Psychologists and other mental health experts often advise people to set low expectations for their life to ensure they are not disappointed,” Siebold writes.

“No one would ever strike it rich and live their dreams without huge expectations.” 

From Steve Siebold, author of “How Rich People Think”

Average people believe you have to DO something to get rich. Rich people believe you have to BE something to get rich.

“That’s why people like Donald Trump go from millionaire to nine billion dollars in debt and come back richer than ever,” he writes. 

“While the masses are fixated on the doing and the immediate results of their actions, the great ones are learning and growing from every experience, whether it’s a success or a failure, knowing their true reward is becoming a human success machine that eventually produces outstanding results.”

From Steve Siebold, author of “How Rich People Think”

Average people believe you need money to make money. Rich people use other people’s money.

Linear thought might tell people to make money in order to earn more, but Siebold says the rich aren’t afraid to fund their future from other people’s pockets.

“Rich people know not being solvent enough to personally afford something is not relevant. The real question is, ‘Is this worth buying, investing in, or pursuing?'” he writes. 

From Steve Siebold, author of “How Rich People Think”

Average people believe the markets are driven by logic and strategy. Rich people know they’re driven by emotion and greed.

Investing successfully in the stock market isn’t just about a fancy math formula.

“The rich know that the primary emotions that drive financial markets are fear and greed, and they factor this into all trades and trends they observe,” Siebold writes.

“This knowledge of human nature and its overlapping impact on trading give them strategic advantage in building greater wealth through leverage.”

From Steve Siebold, author of “How Rich People Think”

Average people live beyond their means. Rich people live below theirs.

“Here’s how to live below your means and tap into the secret wealthy people have used for centuries: Get rich so you can afford to,” he writes.  

“The rich live below their means, not because they’re so savvy, but because they make so much money that they can afford to live like royalty while still having a king’s ransom socked away for the future.” 

From Steve Siebold, author of “How Rich People Think”

Average people teach their children how to survive. Rich people teach their kids to get rich.

Rich parents teach their kids from an early age about the world of “haves” and “have-nots,” Siebold says. Even he admits many people have argued that he’s supporting the idea of elitism. 

He disagrees.

“[People] say parents are teaching their kids to look down on the masses because they’re poor. This isn’t true,” he writes. “What they’re teaching their kids is to see the world through the eyes of objective reality––the way society really is.” 

If children understand wealth early on, they’ll be more likely to strive for it later in life.

From Steve Siebold, author of “How Rich People Think”

Average people let money stress them out. Rich people find peace of mind in wealth.

The reason wealthy people earn more wealth is that they’re not afraid to admit that money can solve most problems, Siebold says.

“[The middle class] sees money as a never-ending necessary evil that must be endured as part of life. The world class sees money as the great liberator, and with enough of it, they are able to purchase financial peace of mind.”

From Steve Siebold, author of “How Rich People Think”

Average people would rather be entertained than educated. Rich people would rather be educated than entertained.

While the rich don’t put much stock in furthering wealth through formal education, they appreciate the power of learning long after college is over, Siebold says.

“Walk into a wealthy person’s home and one of the first things you’ll see is an extensive library of books they’ve used to educate themselves on how to become more successful,” he writes.

“The middle class reads novels, tabloids and entertainment magazines.” 

From Steve Siebold, author of “How Rich People Think”

Average people think rich people are snobs. Rich people just want to surround themselves with like-minded people.

The negative money mentality poisoning the middle class is what keeps the rich hanging out with the rich, he says.

“[Rich people] can’t afford the messages of doom and gloom,” he writes. “This is often misinterpreted by the masses as snobbery.

Labeling the world class as snobs is another way the middle class finds to feel better bout themselves and their chosen path of mediocrity.”

From Steve Siebold, author of “How Rich People Think”

Average people focus on saving. Rich people focus on earning.

Siebold theorizes that the wealthy focus on what they’ll gain by taking risks, rather than how to save what they have.

“The masses are so focused on clipping coupons and living frugally they miss major opportunities,” he writes.

“Even in the midst of a cash flow crisis, the rich reject the nickle and dime thinking of the masses. They are the masters of focusing their mental energy where it belongs: on the big money.” 

From Steve Siebold, author of “How Rich People Think”

Average people play it safe with money. Rich people know when to take risks.

“Leverage is the watchword of the rich,” Siebold writes. 

“Every investor loses money on occasion, but the world class knows no matter what happens, they will aways be able to earn more.” 

From Steve Siebold, author of “How Rich People Think”

Average people love to be comfortable. Rich people find comfort in uncertainty.

For the most part, it takes guts to take the risks necessary to make it as a millionaire––a challenge most middle class thinkers aren’t comfortable living with.

“Physical, psychological, and emotional comfort is the primary goal of the middle class mindset,” Siebold writes.

World class thinkers learn early on that becoming a millionaire isn’t easy and the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty.”

From Steve Siebold, author of “How Rich People Think”

Average people never make the connection between money and health. Rich people know money can save your life.

While the middle class squabbles over the virtues of Obamacare and their company’s health plan, the super wealthy are enrolled in a super elite “boutique medical care” association, Siebold says.

“They pay a substantial yearly membership fee that guarantees them 24-hour access to a private physician who only serves a small group of members,” he writes.

“Some wealthy neighborhoods have implemented this strategy and even require the physician to live in the neighborhood.”

From Steve Siebold, author of “How Rich People Think”

Average people believe they must choose between a great family and being rich. Rich people know you can have it all.


The idea the wealth must come at the expense of family time is nothing but a “cop-out”, Siebold says.

“The masses have been brainwashed to believe it’s an either/or equation,” he writes. “The rich know you can have anything you want if you approach the challenge with a mindset rooted in love and abundance.” 

From Steve Siebold, author of “How Rich People Think”

 By Mandy Woodruff – Business Insider


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  1. […] – Source https://www.churchill.co.ke/article/760/21-ways-rich-people-think-differently […]

    • Is any one else offended by the phrase “the great people” in this article?

      • Jaime says:

        lol, you must be average… I kid. I kid.

      • Jim says:

        I don’t find the phrase “the great people” anywhere in this article…

      • Nick says:

        And the intimation of “average people”, rather than the more appropriate, “average income groups/LSM”

      • Daniel says:

        I just did a Ctrl+F and didn’t find the phrase you claim is there.

      • minerva5 says:

        This is claptrap period, made up of opinion and rich worship. There is a cottage industry out there making money by telling gullible people the habits, thoughts, practices of rich people. Most rich people inherited their money and those that made it are members of a privileged group of some sort almost all of the time.

      • vicstar62 says:

        I find this article highly offensive. So basically if the billions of people living around the world on less than $2 a day would just think differently about their circumstances, they too could be earning a fortune? “Average people earn money doing things they don’t love. Rich people follow their passion” What a crock! Try telling that to the poor souls living in Democratic Republic of the Congo, Afghanistan or South East Asia for example. Oversimplifying people’s poverty and the circumstances they live in by rich elitists is embarrassing to say the least. “All class societies have generated extremes of inequality in wealth and income. That is the point of a rich elite (whether feudal landlords, Asiatic warlords, Incan and Egyptian religious castes, Roman slave owners etc) usurping control of the surplus produced by labour. But past class societies considered that normal and ‘god-given’. Capitalism on the other hand talks about free markets, equal exchange and equality of opportunity. But the reality is no different from previous class societies” (Michael Robert’s blog, thenextrecession.wordpress.com) Global wealth inequality – “32 million people, representing 0.7% of the world’s adult, population control $US98.7 trillion or about 41% of the world’s wealth while 3.2 billion people, representing 68.7% of the world’s adult population, control just 3% of the world’s wealth, or about $US7.3 trillion.” (http://www.businessinsider.com.au) Sadly, the figures say it all.

    • Syd says:

      this article makes A LOT of assumptions and seems overly simplistic. Also, the author never made the distinction between being rich and having wealth. I see a ton of idiots in the entertainment industry (read: lil wayne) who are “rich” but I wouldn’t trade lives with any of them. Beyonce literally has the IQ of public school third grader.

      Intellectual/Cultural wealth >> monetary wealth if you ask me.

      • John says:

        Thats what poor people say…Smart and broke? No thanks.
        I’d rather not have a degree and be financially free than have a degree and have to work for 40 years.

        How does having more “BOOK SMARTS” equal cultural wealth exactly? Especially when you are tied to a job and don’t have the time and money to travel.

      • dumblikeyou2 says:

        LOL. Beyonce.

      • laughingatyou says:

        lol, the article talks about people like you. Assuming other people life sucks/stupid because they have the money in their bank. nice!

    • Thank God I’m rich!!! HAHAHAHAHAHAHAAHAHAHAAAA!!!!

    • Scooter McSkaty says:

      I just bought a Ferrari with the money I made through my nonprofit which builds water pumps and gives food to poor areas of Africa. And I shot a camel once. But I go to church… What’s going to happen to me?

      • Jay Shore says:

        if you made enough money off your nonprofit than kudos to you! It’s amazing because I’m going to go ahead and assume that your nonprofit is actually doing so well that it actually made you enough money to live your dreams! This is what non-profits should be about… rather than trying to make millions selling violent video games to children, you’re making millions off of SERVING other people! Well done and I wish you all the luck in the world!

      • you are poor in mind and conscience

      • theguyver1 says:

        hey scooter….teach me how to get involved in projects in Africa it sounds interesting

      • George Fleming says:

        How does one make money through a nonprofit? Isn’t that called stealing?

      • Superlulz says:

        Jesus is gonna wanna car pool with you.

    • Marie Leedom says:

      I’m not rich but it sure makes sense to me, i like this article :)

    • cheyene says:


      • Stone Love says:

        Exellent abservation!

      • Wally Blume says:

        We are better than the beasts in the field. We have the ability to make rational decisions. One of those rational decisions is to secure a good CPA and business attorney to protect your assets from the greedy out of control government. I believe we can make better decisions regarding where our wealth should go at death than the government. Therefore a wise man has a plan to disperse his wealth and a fool lets the government tax his wealth. Believe me, poverty is a prison.

    • Mel says:

      There are so many people who work really hard every day and still struggle to put food on the table. This is an overly simplistic and arrogant piece of written bull____________

    • Josiah says:

      Money does a lot of amazing things. Money is a key that can unlock limitless doors. Without money, especially in America, none of us would be able to survive. A lot of people who have money, don’t use it to do the unlimited number of good things that it can be used for, but a lot of people do use their money for the betterment of the world and the people around them. Money itself is not good or bad, it will make a good man better and a bad man worse. It is possible to be wildly successful in life without making or having a lot of money. Decide if you want riches, and if you do, focus on what you have to become in order to make that happen. People like lil Wayne who somebody commented about earlier, have money and that’s about it, he is a millionaire by definition, but what else does he have? But if you study people like Darren Hardy, Les Brown, and Jack Canfield, in my opinion they are real millionaires. Everything they touch turns to gold, they have purpose and passion, and make everything and everyone around them better. if you focus on becoming a millionaire person, with valuable skills, talents, and philosophies, you can pass on those things to other people. You can love limitlessly, and give limitlessly. Money will no longer be a barrier, like it is to so many people, it will be a vehicle, able to move mountains. if you become a millionaire person and focus on that, the money will come automatically. Picture yourself living in abundance, and you will begin to notice what actions to take, people to talk to, resources to take advantage of etc…in America we have no limits, there is more than enough money to go around. we live in the most abundant country in the world. We can literally do anything, and have anything. Money should be the byproduct (in my opinion) of everything else you accomplish along your success journey. Success covers all areas of life, not just finances, people that think like that are narrow-minded. We only get one shot at life, some of us will waste our shot, and some of us will make the most of this gift:) what will you do?

      • max says:

        Really Josiah, there was no money in Africa before the Europeans landed here with their big ships and Africa was doing well. so that statement about not being able to survive in Africa without money is just pure ignorance.

    • tadshafer says:

      There was a certain rich man, which was clothed in purple and fine linen, and fared sumptuously every day: And there was a certain beggar named Lazarus, which was laid at his gate, full of sores, And desiring to be fed with the crumbs which fell from the rich man’s table: moreover the dogs came and licked his sores. And it came to pass, that the beggar died, and was carried by the angels into Abraham’s bosom: the rich man also died, and was buried; And in hell he lift up his eyes, being in torments, and seeth Abraham afar off, and Lazarus in his bosom. And he cried and said, Father Abraham, have mercy on me, and send Lazarus, that he may dip the tip of his finger in water, and cool my tongue; for I am tormented in this flame. But Abraham said, Son, remember that thou in thy lifetime receivedst thy good things, and likewise Lazarus evil things: but now he is comforted, and thou art tormented. — Luke 16:19-25

      • Andrene says:

        Excellent! This puts everything into perspective. Excellent illustration and reference.
        Thank you!

      • Thinking Out Loud says:

        And what if this certain rich man had cared for his Lazarus?

      • Frank says:

        Don’t miss the point here. Most would read this as “the rich don’t care”. The point to this passage is that the rich have an obligation for “active compassion” for the less fortunate (i.e Bill Gates). If the rich man gave away All his money, the result would be one more poor man and one less rich man capable of helping someone else. Also notice the poor man’s government was no help him.

      • Max says:

        Hahaha….another piece mediocre middle class theory…the religion!!!…go to hell…

      • The Colonel says:

        Average people put their faith and effort into ancient superstition. Rich people look past ancient superstition and live in reality.

      • Jimmy says:

        You sick freak

      • How cute. Nothing like religion to help us cope with our “misfortunes” in this lifetime. Don’t worry. Your time will come. When you die and you go to your wonderful Heaven where you shall be blessed with all the riches in the world, while the evil wealthy people go to hell. The tables are turned. How convenient. Sounds like a great way to sleep easy at night. In the meantime, the rest of us will live for ourselves and our families in this lifetime and pursue happiness and comfort because we don’t know what comes next.

      • Chantay says:

        Right:) Although some rich people don’t think this way, the ones that do will end up suffering.

      • oh shut up man the parable gives a diifferent message it talks about how he didnt repent not how he was rich and went to hell. know the meaning than knowing the words.

      • jonny says:

        Hahahahahha let me guess. Yo’re broke…

      • MSS says:

        If that excerpt “puts everything into perspective” for you, then I am deeply saddened by your philosophical beliefs. What exactly are we to take from this about success and failure? If we are to assume the “rich” man lied, cheated, and stole his way to success, then yes, the end justifies the means, but that would be a large assumption, would it not… Why does that have to be the assumption? Why is it “your” assumption? That is the difference between the beliefs of the rich and the poor. I am neither, but I am certain I will be rich and successful one day! Your life is what YOU make of it.

      • RJ says:

        LOL – Exactly how average people would think.

      • God’s perspective! and it’s for eternity!!! Thank you for your post!!!

      • “To all those who have something, even more will be given; but those who have nothing, even the little they have will be taken away from them” – From the Parable of the Gold coins (Mt 25. 14-30). God leaves us free to make choices, but we must take responsibilites for their consequences in our lives.

      • Daniel Iyayi says:

        You people complaining about this parable have no sense. The point of the passage is simply that the rich have a moral obligation to help those in need, not that all rich people are evil. Stop trying to make it seem as if all people who aren’t rich are jealous and bitter they they don’t have your “glorious” lives, and that somehow you are being victimized. And who said people who believe in religion are “average” or “broke”? I believe in religion but that doesn’t mean I don’t have the ambition and the intellect to be rich one day (I’m 20, I have time).

      • Chris Nauta says:

        What does this have to do with anything?

      • Michelle says:

        Great pick of scripture! How about this one…Matthew 19:24…And again I say unto you, It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God.

      • Lstooder says:

        There was a poor man who robbed and killed to get the money he needed to live, and a rich man who gave much of his money to charity… so whats the point of your story again? Or is that a pathetic excuse for why you don’t work hard? You know, you can do a lot more good with money than without. Get to work.

      • Mimo says:

        So, your answer is wait for death? That brings up another question. Why wait, why not end your life and claim your fortune?

      • Amelia says:

        As a fellow believer and lover of the Bible, it has nothing to do with how much money you have, it has to do with your heart. Money is not the root of all evil. Motives are what separate us, not class or net worth.

      • S says:

        Cool! But, I beg the different.

      • bon02 says:

        Great post. And for all those below saying “it’s average thinking” or a “poor mans post” you fail to see the point. The point of the scripture is greed, self righteousness, selfishness doesn’t breed the right state of mind or meditation of what the heart desires. Seeking to become rich WITHOUT good intentions OR a higher purpose leads to destruction because you end up becoming desensitized, disconnected or apathetic.Humans by nature are sinful, the soul wants a connection with the heavenly father & when you lean unto your own ways without doing it the proper way, as in placing God first so that you build your foundation and wealth the right way (with God’s plan & direction).

        To those who are mocking or spitting on the spiritual notion & concepts of Jesus the son and Savior, and God the heavenly father, I ask what at the end of the day with your beliefs whether atheist or otherwise you were wrong? What if you were freely given the choice to explore the Gospel not through force or other shallow means & you rejected to do so. Is it really worth rejecting salvation just to dismiss the existence of truth? Not smacking anyone’s perspective in the face but this life is just a mark on the road onto the next life. Reach for higher heights to be a blessing to someone else not to be driven by the motivation of what you feel wealth or money can do or provide for you..

      • Mae says:

        I do believe that there’s a superior being, but this story of the rich man & Lazarus I believe to be bullshit ! That’s one of the brainwash story we we taught to believe..I know that why I still fall within the average category..anyway I’m breaking these free from the stupidness we were taught.

      • Chris says:

        Uhm, life is fair. There is no doubt about that. The creator of the universe ensured that. But i’m not the religious type, and that summation is metaphorically. While we don’t live one life, there is no heaven. But, what may happen is that those rich in this life may come back as paupers in the next, because life, in its entirety, is fair.

      • Daniel says:

        This is taken completely out of context and is simply a poor excuse to justify laziness, fear, or whatever other emotion keeps you from chasing your dreams. Thank you sir for turning even more people off to a belief in God. This kind of crap is why they think Christianity is a joke for close minded people to follow some checklist and judge others. To you non-Christians out there, please don’t let stuff like this, along with the Westboro baptist idiots put a bad taste in your mouth. They don’t in any way shape or form represent the Christian faith.

        Jesus Christ himself said this: “Again, it will be like a man going on a journey, who called his servants and entrusted his wealth to them. To one he gave five bags of gold, to another two bags, and to another one bag, each according to his ability. Then he went on his journey. The man who had received five bags of gold went at once and put his money to work and gained five bags more. So also, the one with two bags of gold gained two more. But the man who had received one bag went off, dug a hole in the ground and hid his master’s money.

        After a long time the master of those servants returned and settled accounts with them. The man who had received five bags of gold brought the other five. ‘Master,’ he said, ‘you entrusted me with five bags of gold. See, I have gained five more.’

        His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’

        The man with two bags of gold also came. ‘Master,’ he said, ‘you entrusted me with two bags of gold; see, I have gained two more.’

        His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’ Then the man who had received one bag of gold came. ‘Master,’ he said, ‘I knew that you are a hard man, harvesting where you have not sown and gathering where you have not scattered seed. So I was afraid and went out and hid your gold in the ground. See, here is what belongs to you.’ His master replied, ‘You wicked, lazy servant! So you knew that I harvest where I have not sown and gather where I have not scattered seed? Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest. So take the bag of gold from him and give it to the one who has ten bags. For whoever has will be given more, and they will have an abundance. Whoever does not have, even what they have will be taken from them. And throw that worthless servant outside, into the darkness, where there will be weeping and gnashing of teeth.’

        – Matthew 25:14-30

      • SayTomato says:

        Really? One of the very first points was to take care of yourself so that you may care for others.

      • Debbie says:

        Couldn’t have put it better……… ” It is easier for a camel to go through the eye of a needle than it is for a rich man to enter the kingdom of God.” (Didn’t say that there are not any rich people going to heaven.) “With man this is impossible, but with God, all things are possible”. St. Matthew 19:23-26.

      • JeiThom says:

        @Daniel for the “Parable of Talents”:

        The servant (with only one bag) does not know his master very well. As such, the servant has no idea exactly what is expected of him in his duties to his master…This particular servant thought of his master in a negative way (unbeliever maybe) as so didn’t think his master should benefit/profit from the gifts/money provided. He didn’t realize Jesus was trying to help him & assumed that Jesus was only using him for the talents he possessed – hence the shame & punishment.

      • Y Dorri says:

        The bible is great book for controlling the masses and keeping them in their place.

      • Solange says:

        You’re just proving the author’s point. The Bible has been one of the most effective tools at brainwashing the masses into feeling superior about their mediocrity.

      • danny says:

        Careful with interpretations. Im a believer, and I know that being rich doesn’t mean being evil; likewise, being poor doesn’t mean being a son of God. Look at Job or Solomon who God blessed.

      • MJ Salem says:

        Totally out of context.

      • Cheryl says:

        I was thinking about that scripture. I believe in what god says….in Jeremiah 29:11
        For I know the plans I have for you, declares The Lord. Plans to prosper you and not to harm you. Plans to give you hope and a future. Many people settle for what they have. Instead of chasing their dreams. It’s all about what you do with the money. Money is not the only thing we need to be rich, that’s for sure. Rich in good health, family love and good friends. I know I was born to be rich because I have lots of good work to do with the money that will help the world.

  2. Neo Pitso says:

    Wow! Definitely buying this book. It came at the right time too!

  3. Karemi Michael says:

    I like!!!! Nice read!

  4. Nancy Mutindi says:

    This is absolutely true!

  5. Mr S says:

    Exquisite contribution

  6. […] 21 Ways Rich People Think Differently (teremity.wordpress.com) […]

  7. muthoninjuki says:

    Reblogged this on cnjuki and commented:
    makes so much sense

  8. Reblogged this on Darling Beatrice and commented:
    Love this. Great point a must read for all.

  9. Datch says:

    This is ridiculous.

    “Average people think MONEY is the root of all evil. Rich people believe POVERTY is the root of all evil.” Those two statements are not contrasts, they’re identical at their core.

    “Average people think rich people are snobs. Rich people just want to surround themselves with like-minded people.” So….rich people are snobs. Huh?

    “Average people let money stress them out. Rich people find peace of mind in wealth.” Yeah. When you don’t have enough money, it’s stressful. When you have more money, you can relax a bit. This is an insight?

    • Jose Ernesto says:

      That is the point of the whole article/book. The pessimist sees the glass half empty; the optimist sees the glass half full. We all know it is the same glass, it’s the same reality. Some people will never ‘get it’.

    • I agree with you. I think this article has some interesting points, but I believe that the author is generalizing. Furthermore, I don’t believe money is the root to all evil, nor do I believe poverty is either. I believe that greed is the root to all evil.

    • AJK says:

      well you clearly think like the average person…

    • Giovanna says:

      Spot on!

    • I love great logic thinking, this was wonderful.

    • Mina says:

      Thank you!! Can’t believe I even took time out to read this.

    • Mike says:

      Mmmm seems you’re not wealthy. My wife forward this article to show how much I follow this. I am 34 years old that only has a high school education. I have a wife that others compliment me saying how lucky I am and I also have 3 amazing daughters. I own a mill work factory in china, a granite fabrication shop in my city and recently open a home design studio. I also own a ornamental fish farm in Sri Lanka. My mother is the greatest person in my life, but if I followed her interpretation of wealth I would just be like everyone else. I don’t completely agree with the article but instead of criticizing and picking out what I don’t agree with like our friend here. I just try to learn more. I was brought up by a single mother, married at 19 and made my first million at 26. My friend that’s what differs from middle class American with opportunites compare to poor countries praying for just that one chance. That’s why you see so many ethnic people coming to the develope countries and fulfilling your dreams and wishes while you sit there and nit pick whats wrong with something. Hopefully you open your eyes and create a legacy for a close minded middle class to comment on, while you be enjoying your life of luxuries.
      All the best to you

    • mom says:

      Datch u talk like a broke person.

    • Mike says:

      Obviously this guy is not one of the rich ones.

    • Garrett says:

      From the Bible, and not that I’m christian or anything (I just know the quote), it’s actually the LOVE of money is the root of all evil. Not “Money is the root of all evil”.

      So no, the 2 phrases are not identical at their core, since most of the population misquotes the original phrase anyway, and uses it as a slander against money itself.

    • laughingatyou says:

      no doubt, the book is talking about you average people like you..

    • Made it but Have not forgot where I came from says:

      I assume you fit in the “average” category. I’m not judging but i would like to point out what these three things mean. let me say that the first and the third go hand and hand. I grew up and I always heard money is the root of all evil and because of this my middle class family wanted enough to be “comfortable” but no too much where (in their words) “everybody wants you to help them and if you can’t everyone starts hating you. Rich people understand if they have all they need and want a lot of issues are prevented, and they could begin to help those in need. as for the second one it’s not saying rich people are snobs, its saying exactly what it is saying. They don’t want to be poisoned by people who have not yet grasped or understood the way they think. People have a way to deprecate others when they themselves are ignorant. that doesnt mean they are snobs it means who ever is willing to learn the way they teach or teach what they need to learn they are all open to. (if that makes any sense). Let me tell you why i feel i have the right to speak on this.

      I am the child of 2 drug addicts, then i was raised by my middle class family until, they put me and my sisters in foster care. unfortunately my sisters and i were seperated and my foster mother was just an ignorant as i was. but my sisters’ foster family was not. they were and still are very wealthy people. And they instilled some of these very same things. One day i decided i wanted to make a difference for foster children. I wanted to find something i was passionate about. I was broke, no formal education on non-profits, and a little nervous to start a non-profit bc it cost soooo much money to begin. (it was sooo much to me at that time). When i first started talking about it it was among my biological family. Whose advice was to wait until i had enough saved that it wouldn’t effect me. needless to say when you are saving and you don’t have much your savings are always spent on an emergency. so i ended up mentioning the idea to my sisters’ foster family and they encouraged me. they told me to do it now and not wait. they said i could always make more money if it didnt work out and then i could try again. they also informed me to stay away (on a business aspect) from my biological family bc they were poisoning me without intentions on doing so. They told me they would take me around business owners so that i could begin to think like them and not me diverted from what i was focused on. and i did so. I’m am the furthest thing from a snob. to be honest one of my biggest hardships was giving to people around me who where struggling. and even that kept me down. Once i seperated myself from people with their mentality, things took off for me. I was gaining knowledge from like-minded people. and because of this my non-profits has made a difference in foster children lives all through out the us, my siblings lives, my birth parents lives (even getting them clean), my life, and my beautiful daughter’s life. and i myself stopped my daughter from being around one sibling bc she was still stuck in that mentality and every time she would come around she would poison my baby.

      to all getting offended by this instead of taking notes, and to those who brought up religion, you are going to be stuck where you are until your mentality changes.

      ow and by the way like i said i grew up tough. alot of the stealing, killing, prostitution, drug dealing, and many other crimes i witnessed before leaving my mother and father came from a LACK of money and that is why we believe it’s the lack of the money that is the root of all evil.

  10. Do I Think Like an Elitists?

    Well, I do fit all those stereotypes to a T and all my family and friends would agree… Nice article.

  11. DMG says:

    from this piece, which I take (assume) to be a fairly good representation of not only what the book has to offer but also the manner in which it presents the material, this book is probably an absolute joke of a with little to no critical thinking behind the conclusions it draws

  12. NA says:

    Some true, some not/to be taken with a grain of salt. 50/50. In my mid-20’s with a wife, a kid, and a house + spar coin sitting in the bank. By today’s post-recession America, and from what I read in articles, this puts my family and I way above the vast majority of people in their mid-late 20’s. I consider myself to be rich beyond most people but from this article, I’m nothing more than average, which is bs. We are all unique. We only need to find our unique niche, with hard work, to be successful on this Earth and in this great country. There is no formula to success. Beauty is in the eyes of the beholder.

  13. […] reading “21 Ways Rich People Think Differently,” I had a lot of thoughts. Here are some of […]

  14. Arthur says:

    At the end of the day, your health is your wealth. It’s tough to choose between being rich and dying of a deadly disease/cancer with no cure versus being poor but healthy and living a longer life than the rich person. I’m assuming individuals with the perfect balance of mind, body, and soul are in a class of their own living in peace, harmony, and eternal tranquility.

    • Frantz says:

      With respect to your comments. Your statement is somewhat irrelevant. Bad health is prone to the elite as well as the poor, and the article was specific in targeting the mind set of the two class of individuals. The acceptant of mediocrity is still a negative and weak display of a human being. I believe that is the relevant point to this article. Anyone can have cancer and its even worst when you are a poor individual.

      • Esther says:

        I totally agree with you Frantz. Anybody can contract a deadly disease. the difference is you can choose to be rich but you cant choose a disease to die from.

  15. Naum says:

    If your passion is making money, or doing something that will make you rich, then it’s easy to follow your passion all the way to the bank. Everybody else whose passion is something that isn’t marketable it’s tough crap, I guess. What a depressing article.

  16. bmcghee says:

    Love this article. I wonder about the last point, however. I do think there is a certain amount of trade-off that you have to be willing to accept to pursue wealth. I’ve always believed you could have lots of money or lots of time (for your kids) I’m not aware of many people that have both.

  17. mach diesel says:

    Great read and very enlightening. Round of applause.

  18. Sophia r says:

    I think this column is a bunch if BS. Some/ most rich are just plain greedy. That’s why if they loose it all they can’t handle it and sometimes commit suicide. Average people if they hit rock bottom or some how get money then loose it. It’s not a big fall because they have been there before. I read on the radio a rcouple with money. Who went from 300,000 a yr to 125,000 ask a radio host how what to do to pay bills. They had 35,00 rivate school for child, no house payment, no car notes an still but still had other small bills. But still had over 40,000 left. They told the host they can’t survive on that. Really.

    • Sophia r says:

      Sorry for misspellings on my iPad.

    • nevin says:

      You read on the radio? Thats a neat trick. Really though how many rich people who lost their money have you heard of that ended up committing suicide. Being poor so you are prepared to be poor if you somehow get a bunch of money and lose it sounds like a pretty stupid idea to me. Maybe instead you should make a bunch of money so if you do lose all your money your skill set will be making more money instead of being good at being poor.

  19. Grumpy Rich Dude says:

    When you look at the numbers properly, it is just luck: http://www.dailyfinance.com/2012/01/19/wall-street-fooled-by-randomness/

    Totally besides the fact that the ‘rich’ minority is getting much smaller and much richer. https://www.youtube.com/watch?v=f0ehzfQ4hAQ

    When you look at the facts, this opinion piece just ends up sounding like capitalist propaganda: “It’s your fault – just try harder, and don’t change the broken system”.

  20. Some Facts says:

    It is luck, it has been studied and proven to be so. Look up the bestselling book ‘Fooled by Randomness’. Also, there’s a vid called ‘Wealth distribution in America’ that points out that these ‘Rich People’ are getting much less common (and much much richer), so it’s not much of an ideal to aspire to. Be happy. And don’t believe in this crazy system too much.

  21. Reblogged this on Kelsey Reichow and commented:
    My only critique is that every individual defines success differently. This article condones the “average”, middle class person as being fearful, lazy, and too content. While being wealthy makes things easier, it can not always be used as a measurement of how happy one is with their life. The reason I am sharing this is I believe that the arguments for what separates the rich and poor can be taken out of context to help somebody lead a better, more balanced life.

  22. My only critique is that every individual defines success differently. This article condones the “average”, middle class person as being fearful, lazy, and too content. While being wealthy makes things easier, it can not always be used as a measurement of how happy one is with their life.

  23. Dylan says:

    The purported hypothesis is that mentality plays the predominant role in one’s financial status; that if people merely had the right mindset, they too could be of the class of exorbitance. Needless to say this is absolute bullocks. This article falls just short of completely nonsensical and settles for an utter inability to understand the limitations for membership in the hyper-bourgeoisie class. Immense wealth and the capacity to be counted among those who horde it is not the result of some personality trait–it should be painfully obvious to anyone who understands finity that it is a consequence of the modus operandi of the capitalist economy. The state-power structure provides the parameters of survival, facilitates the maintenance and subservience to said social order, influences the suppression of consciousness regarding the discontentment and disillusionment and discombobulation of the population caused by Capital, and watches as their thought experiment becomes the wretched order of Western hegemonic empire that it is today.

    Only those cut-throat enough, diabolical enough, self-serving enough, social Darwinist enough to directly influence the eradication of the ecosystem, or the perpetuation of the political system, or the maintenance of class oppression can possibly achieve the hyper-bourgeois status.

    The article continues with a comparison/contrast piece that supposedly establishes the difference between success and “mediocrity.” It lays out the faults of the have-nots for not having the ability to reach this exalted state of financial domination–and the lessons that the haves have to offer to those who have-not. It is akin to blaming the rape victim for not having the mindset to be a rapist–and praising the rapist for his superior mental prowess. No, what this “article”, what this abhorrent fragment of bourgeois wealth-lust does tell us is how those differences in mindset allow for the continuity of capitalism and the class antagonisms inherent in it. This article could more aptly be titled “21 Ways the Dynamic Between Rich People and Poor People ensures the existence of both.”

    • Dr_Reality_Bitch says:

      Clearly you’re educated, and not rich. #bitter

      • nevin says:

        I doubt that this person is even very educated. Using big words to sound smart doesn’t work to well when you’re message is so idiotic. Yeah lets compare rich people to rapists and the middle class to rape victims. Your assumption that all rich people are greedy, cutthroat, and basically evil people clearly demonstrates your lack of exposure to and knowledge of what it takes to become rich. Not to mention pretty much guarantees you will be poor for life, or until you change your attitude.

    • Josh says:

      Could not have possibly said it better myself.

    • livinfreefornow says:

      In a free society, getting rich is simple. Bring something to someone who wants it enough to pay for it, and through commerce, both get what they want and benefit, and the one who created and delivered the desired good or service is able to gain a profit and please his customer at the same time. (and in most cases, hire people to help and provide them with the means to live comfortably, too) Success!! Sad to see someone so intelligent be willing to trash it all to present him/herself as smarter than those filthy ‘wealth-lusters.’ Please, if you don’t agree with capitalism, move to a country where it is not practiced and leave our (formerly) successful (before the progressives gained control) society alone! Remember, government does not produce anything! Its only source of funding is the commerce of its people. Once that’s used up and there’s no incentive to produce more, its people become permanent slaves. You are apparently intelligent. Go read world history and learn from past mistakes. Then get out there and invent (and sell!) something. Stop complaining and contribute! You can be Successful too.

    • Missie says:

      Well spoken

    • mojo says:

      Great comment!! Well said!

    • Max says:

      Hahaha…this was exactly what was described in the article…education does not put you in the path of the rich….its the mindset…i can see you have the first and not the later…which was what explained as the requirement to be rich…am I right??

    • Moseeb says:

      “Average” people versus “rich” people is so problematic. You’re measuring people by material wealth. The underlying assumption in this article is that everyone wants huge levels of material wealth. Often in the media we see the “poor” people in the third world, living hard lives and suffering. The reality is that a lot of these people are wealthier than we can imagine, in terms of spirituality and being content with life. At the end of the day material wealth is a great extra, but it is not the be all and end all and certainly doesn’t dictate happiness. Money aint coming with you to the grave.

    • Sarah says:

      Dylan, the history books indeed bear this out! Glad you and others aren’t trying to pin the conditions of haves and have-nots into such simplistic points, devoid of all the contingencies and planned deliberation that go along with real life, and across time, locations and generations.

    • Funny how you never see a successful and wealthy individual complain like this person. It’s like the Miami Heat getting Lebron. Every team wanted Lebron. They were all foaming at the mouth at the possibility of him joining their team. As soon as the Heat acquired him, everyone hated him. I can say this, after 3 straight trips to the Finals and 2 chips, Heat fans are very happy. Our team is rich with talent. And everyone else out there finds a reason to hate us and hate Lebron. Dylan sounds like one of those teams who didn’t get Lebron. The bitterness oozes off the page. And what he is doing, in turn, is proving everything in this article correct. He refuses to embrace the evil of the wealth lusters and so falls in the category of the mediocre. Never able to rise above his current state because all the complaining and bitterness won’t let him.

    • Benedict says:

      Literally, YOU are the bourgeoisie. Anyone can throw large words around in an attempt to sound more educated than they are. But, if you will, examine the sentence structure. Have a look at the repeated comma splicing. This is nothing but the imitation of intellect. Now, count your pennies thrice and enjoy your online master’s degree.

  24. Reblogged this on gabriellesownersbox and commented:
    I thought this article was very interesting. What do you think?

  25. Ellen says:

    While some of these may be true to an extent, I find this article a way to further encourage the separation between the “rich and the average” by assuming some very big generalizations about people, which most definitely doesn’t fit all people in either group. I would be what someone could call “average” and I find some of these offensive. I along with many of the people around me want to be educated rather than entertained, we do follow our passions, and we dream of the future, assuming that we don’t want these things is a generalization and untrue.

    • Team CTW LLC says:

      “Formal education will earn you a living, self education will earn you a fortune.” Jim Rohn. Choose who and where you get your education. 3% of the population own 97% of the wealth. Are you learning from the 3% on how to earn money or are you learning from the other 97% that is chasing the remainder 3% of money?

  26. So that’s why we had that economic meltdown in 2008..

  27. SecularVoice says:

    My Favorite:
    “Average people live beyond their means. Rich people live below theirs.”

    My Least Favorite:
    “Meanwhile, the masses are convinced that master’s degrees and doctorates are the way to wealth, mostly because they are trapped in the linear line of thought that holds them back from higher levels of consciousness…The wealthy aren’t interested in the means, only the end.”

    This depends too much on what you’re expecting out of a master’s or PhD. The skills you gain ARE invaluable. They DO open doors. Are they the only way? Of course not. But pretending they aren’t worth it is disingenuous. Scratch this one off the list entirely.

    • Accipiter says:

      With “Average people live beyond their means” – often “live” means “pay rent, heat, groceries, basic life bills” and “beyond their means” means “more than their minimum wage paycheck. It doesn’t mean buying an iPad instead of groceries or a big screen TV instead of rent. It means wages are not high enough for basic, full-time work to support a bare bones life.

      • rhonda says:

        I agree! Not everyone wants to be a Dr , and we still need people to work at walmarts, resturants, etcs. BUT WE CAN PAY THESE PEOPLE MORE THEN 7.25 an hour! The wages in 1963 was $1.25, now 7.25…I’m sure you all can figure out how much of an increase in 50 yrs! only 6.00!!!….if kept up with inflation, wages should be $15.00 an hour or more today!

  28. Meaningless, self-aggrandizing, and mostly inaccurate fluff-piece meant to plug a book. Not to be taken seriously.

  29. JDM says:

    I think this line of thinking is missing a lot of important other perspectives on wealth. It’s a very one-sided perspective (hence the “what rich people think” title, I know) and gives the impression that it’s all about your mentality. As if you could just think a certain way and eventually get rich. That’s my impression, anyway, and I think that there are so many other factors involved; it’s just not that simple or easy to do.

    • Team CTW LLC says:

      If you don’t think like a rich person why would the world pay you like one? Go to youtube and watch “the secret full movie”. Of course just having the mentality isn’t going to make you rich but it all starts with the mentality. He who thinks he can and thinks he cannot are both right. If I think I can do something, my mind will always be working to find ways to do it. If I think I can’t do something, my mind will always be working to find excuses. It all starts with the mind!

  30. Ca says:

    You forgot one thing. When the average person due they turn to dust, when the rich die they turn to gold.. No wait they both turn to dust.

  31. well, it’s written from a perspective of a wealthy person…. The catch is that this wealthy person has never been destitute. having to scrape the bottom for a while – so, while it’s an interesting read amd the author is trying to relate, she can’t – simply because she doesn’t KNOW. If you don’t know what hot is, you can’t describe it, nor, from your own lack of experience, give advice on how to make it stop burning. it’s for those who already have – not for those who want to get there

  32. Andrene says:

    Crap!! Rich people did not get rich being rich. This is an insult to injury…go back to the drawing board with this. Different doesn’t equal right. Rich doesn’t equal right. Rich and poor all have money problems. Guilt of having too much and guilt of not having enough. Then we have those who are content with what they have…not everyone sit around dreaming of how to get filthy rich. You may have more money than me, but it could be richer than you in sooooo many ways. Don’t be fooled by wealth, it’s not all that it is crapped up to be. Just take a good look around you and you will see. Everything is relative.

  33. Adam says:

    Being selfish is a bad trait guys… Wake up! It is greed. The dangerous thing about this post is that it forgets we can’t all be rich, the planet has finite resources. Poverty, which you say rich people see as “evil” is caused by the richest holding back the poorest to preserve their status and riches. Many of there traits are those associated with sociopaths… So well done rich people, you’ve trampled your way to the top, and you’re self absorbed enough to never look back.

    • Fran Joseph says:


    • Seto says:

      Rubbish! Many rich people tithe to maintain balance.
      Also, poverty is a lack of choice, which leads to many things including evil. Selfishness is necessary or the rich people would never get rich.

      Or would you rather everyone be in a level plane, like communism?

      • Ana says:

        Seto, you’re thinking in black and white, like most such thinkers. There is nothing inherently wrong with getting rich; It’s perfectly ok to amass great wealth and live luxuriously. But in certain economic systems, it is indeed true that much of poverty can be traced to the very rich wanting more and more, mostly off the backs of the poor. It’s why we have multibillion dollar businesses paying their workers wages they can’t live off, forcing desperate people into lives of virtual slavery. They don’t have to do that. Those on the very top can well afford to pay decently and many do, and continue to do well.

        I’d love to be rich, I do think a lot like they do. And when I do get there, anyone who happens to work for me will live decently off their wages.

  34. This article makes the differences real clear and plain. It is a mindset issue: Owner vs. Employee mindet. Abundance vs. scarcity. Most of the middle class have been trained to get a job as their source of income, that creates dependency. Most people traded in their dreams, passion, and purpose for an income and comfort.

  35. What nonsensical trite. I could not get passed the second piece of foolishness. Obviously the idiotic author has never heard of Old Money or inheritance.

    • livinfreefornow says:

      80% of today’s millionaires are first-generation wealthy. They found and filled a need. Sure, some have old money, but most just found a market they could satisfy and filled the need with hard work and good management. I know a couple of millionaires who started their careers as two guys with two garbage trucks! Ahh, the glamorous life of those now-millionaires!! Face it – there’s nowhere in the world like the USA where a simple man or woman has the freedom to produce, create, serve and become wealthy. Don’t be jealous – join in the fun! Hire someone along the way and share your wealth with them! We have thousands of hospitals, colleges, and downtowns that show that all wealthy people don’t hoard it all. Remember, the poorest people in the USA are extremely well off compared to the poor elsewhere. Keep America free and don’t help those who want to bring her down to succeed in ruining the opportunities that free people enjoy.

      • ty jones says:

        I love your comment..This article is right on time.are you open to leveraging your time with a ground floor opportunity or know of anyone who that wants to create wealth? Im looking to take some people to the top with me. if so email me for more information Thanks

      • Ana says:

        I’ve heard this falsehood before, too. Here’s the truth: The poorest people in the USA are extremely well off — as are the poorest people in most other industrialized countries — compared to the poor in third-world countries.

  36. AHI says:

    This article was written for Average people who are gonna buy his book and make this guy Rich.

    • anna says:

      Spot on.
      The author also neglects to mention that Gina Reinhard inherited a nickel mine from her father and has never done a day’s work in her life. Gina also suggested lowering the minimum wage to a dollar a day.
      How about #22: Psychopathy. A complete lack of empathy or kinship with the rest of the human race, leading the “world class” to pillage resources, run guns, bribe governments and (if you happen to be Rupert Murdoch) foster the worst aspects of human nature just to make a buck. Ethics? Who needs ‘em.

    • anthony says:

      i agree with you a 100%

  37. I am not sure that the the last statement (following) is true…

    “Average people believe they must choose between a great family and being rich. Rich people know you can have it all.”

    To become wealthy (on your own without family money) usually requires long hours. I live in a very wealthy town and most of the kids are really screwed up. The parents have nannies taking care of them. My family does well but we are not rich because my wife was a “Mom” to her children and I was at EVERY baseball, soccer, tennis, basketball game and every dance recital. It was very hard to do but it was done and my kids are fairly well adjusted.
    I can not say that that is true for the rest of my wealthy friends families and children.

  38. Bassee says:

    Money is not the root of all evil your relationship with money determines wether its the root of all evil what you are willing to do to have money kill, steal, lie etc…..

  39. funmifaks says:

    To each his own.Am a nurse and am passionate about it, I love what am doing, am I rich? It doesn’t matter.will I be rich as a nurse? It doesn’t matter, because the ultimate is the satisfaction of my soul, can every rich person say that maybe not.so what is the essence of having all that money without an inner peace or balance to your world?

  40. RAS says:

    This is a great article and I know there are few people who wouldn’t love to be rich. However, being rich is not only having money in the bank but good health , loving family, pets, respect for each other. Another rich part of life is being in a profession that you do well and smile when you help a child learn to read, write, hear, see, speak both medically and educationally. That is when I am most content with my life and making money doing it.

  41. will says:

    This article basically just says that rich people are better people in every way.

  42. Sandra Rossetti says:

    Love it, thanks for sharing:))
    I Am That, I Am…

  43. Santiago says:

    I love this. So true.

  44. Jorrae says:

    1000% TRUTH!

  45. jason fucking krejci says:

    fuck this unenlightened bullshit

  46. Great article the highlights the ‘mindset’ of the wealthy. They do NOT focus on money. They focus on the FREEDOM and CHOICES wealth provides, and the opportunities to give back to others. Your bank balance is not an indication of your wealth. The right mindset is what ultimately leads to what wealth can provide.

  47. Bob says:

    This article is horribly written, terribly biased, and only marginally true on some of the points. The MAIN aspect they seem to forget to mention is EXPLOITATION. The vast exploitation of the third and second world, as well as the working class first-world people they somehow successfully brainwash to be mindless consumers year-round is what drives the world economy and allows for such blinding inequality to exist in the first place. There are billions of children who have never tasted clean water; meanwhile, while talentless ass-clowns sucking off the teat of record company music moguls spend their mornings deciding which Lambo they will drive for the day, as a wall street hedge fund owner weasels his way into bed with public officials for the pursuit of his financial schemes. FINANCIAL slavery of the masses through natural resource control, lack of education, opportunity, and moral justice [think of PHYSICAL slavery: very similar. Take away a man's ability to defend himself physically, mentally, financially or any combination of those, and he will forever be a slave. Only now it's a little harder for the slaves to recognize they are being exploited (especially for those in the third world), but much cleaner and easier to maintain for the masters] coupled with religious, militaristic, commercial, and entertainment-based mind control are just some of the primary tools of the elites who control this planet. The world operates on a VERY esoteric agenda.

    You fucking morons need to wake up and realize that this rabbit hole goes deeper than you could have imagined. Deeper, still, than even those who HAVE woken up can fathom. Do some independent research, open your mind, and open your EYES.

    • Frantz says:

      I have read your post and truth be told you are right to a large degree. But the fact of the matter is the world consist of about 7.2 billion people 1% of that falls into the elite and from that 1% half falls into the super elite! So only about 35million people world wide have it completely well off. With that said to help any of those children who has never tasted purified water the means still lay in becoming part of the elite. The world is based on money!! No if or buts that’s the harsh truth. So while I agree with your brief point to beat them you have to first still join them. I haven’t heard of a better method and this is coming from someone who actually has open orphanages in a third world.

    • Kyle says:

      This is why the author specifically cited AVERAGE people indicating the middle class and not the poverty stricken or 3rd world. No one was bashing people struggling with poverty anywhere in this piece

  48. Samantha Jane says:

    I was kicked out of my house when I was fifteen and was worth a million dollars before I was 35 years old, after first hitting six figures when I was in my early 20’s. I found out I was good at sales and then found something to sell that I was passionate about and taught others. I did find that as I built my business, many others were jealous and accused me of being dishonest or cheating, when I had actually turned down numerous shady offers because I always believed in earning my income honestly and if you do it right, nobody can ever take it from you. Since I was also an attractive female, an acquaintance told others that I was actually a high priced call girl and not the successful business lady that others recognized me as. So, check mark by the statement that many will think you are dishonest or just lucky. I always read books about self improvement that were knowledge based while those around me read tabloids and fiction novels. Dale Carnegie is one of my favourite authors. As a self made millionaire, with no post-secondary education, I have read these points and agree with the authors observations, as someone who built their wealth from scratch and my experience as a young woman to middle aged, with others around me who are mostly middle class (because that is where I come from). Sorry to see that some of you are angry and want to argue about what is actually true.

  49. @Jesco6 says:

    But its tough when you have a partner which things like any ordinary person and yet would like to be wealthy!

  50. drgradysmith says:

    Reblogged this on Official Blog for Dr. Grady E. Smith and commented:
    Monday food for thought: 21 Ways Rich People Think Differently

  51. JOHN says:

    Very simplistic and lame article , drivel , cliches, that help no one concretely improve themselves

  52. Average people think MONEY is the root of all evil. Rich people believe POVERTY is the root of all evil.

    – False comparison as the two things are not equivalent, there is a huge gap in how much “money” a person needs to be lifted out of poverty and be rich. The “average person” does not think that, source? What is often noted by most people, including many of the rich, is that very large amounts of personal wealth and a culture that claims the end goal of life is to accumulate very large amounts of personal wealth is the root of many evils in our society. That does not mean people don’t want enough money to be comfortable/out of poverty or think a currency is in itself “evil”. As proof of how accurate that general perception is do see the housing crisis in how the pursuit of huge personal wealth of a few slowed down the national economy and destroyed the lives of hundreds of thousands of people.

    “The world class knows that while having money doesn’t guarantee happiness, it does make your life easier and more enjoyable.”

    – EVERYONE fucking knows that.

    Average people think selfishness is a vice. Rich people think selfishness is a virtue.

    – Neither statements are true when taken to absolute extremes. INTELLIGENT people think being a responsible human being comes down to finding a balance between the two. Also, considering that the periods of fastest economic growth in the US happened during our periods of stronger government safety nets and broader wealth distribution are one of many pieces of evidence that when we focus on helping others that creates wealth for everyone.

    “The rich go out there and try to make themselves happy. They don’t try to pretend to save the world.”

    – Many people are out there making real strides towards making the world a better place, some becoming rich from doing so others not. The use of the world “pretend” reveals the ugly bias in this sentence. Regardless, the two factors are not mutually exclusive whatsoever making this statement ridiculous.

    “If you’re not taking care of you, you’re not in a position to help anyone else. You can’t give what you don’t have.”

    – True, but you do not have to be rich to be “taking care of yourself”. That’s ridiculous.

    “While the masses are waiting to pick the right numbers and praying for prosperity, the great ones are solving problems.”

    – Most people out there solving real world problems are not rich, see: scientists, researchers, scholars, etc.

    “The hero [middle class people] are waiting for may be God, government, their boss or their spouse. It’s the average person’s level of thinking that breeds this approach to life and living while the clock keeps ticking away.”

    – Considering how much of the middle class is atheist i doubt they’re “waiting for god”. As to, wanting things from government and their boss, considering they are trading those things for LABOR AND the TAXES they pay into that’s pretty fucking resonable.

    Average people think the road to riches is paved with formal education. Rich people believe in acquiring specific knowledge.

    “Many world-class performers have little formal education, and have amassed their wealth through the acquisition and subsequent sale of specific knowledge,” he writes.

    Meanwhile, the masses are convinced that master’s degrees and doctorates are the way to wealth, mostly because they are trapped in the linear line of thought that holds them back from higher levels of consciousness…The wealthy aren’t interested in the means, only the end.

    – Actually most high earners have master’s degrees. Most Phd candidates are academics and don’t do it because they think it will make them rich… but rather because they’re passionate about their field and want to make new discoveries/teach. Oh sorry, I forgot to mention, there are other valuable and enriching goals in life other than just being rich as it happens…

    Average people long for the good old days. Rich people dream of the future.

    – That’s just a dumb generalization with no factual basis.

    Average people see money through the eyes of emotion. Rich people think about money logically.

    – Do they now… because accumulating way more money than you need out of some deep set notion that the more money you have the better and happier you’ll be isn’t driven by irrational emotion at all…

    Average people earn money doing things they don’t love. Rich people follow their passion.

    – Actually both the middle class and the wealth have a mix of people that get to do jobs they love and those who do it for the money, depending on what their passion is and the opportunities they come across. It is not split in that way whatsoever.

    Average people set low expectations so they’re never disappointed. Rich people are up for the challenge.

    – Gross generalization with little factual basis. Your expectations have some effect on your life outcome but a quite limited one, the reality you are born into and exist as you grow older, as it happens, is not magically changed by adjusting expectations.

    Average people believe you have to DO something to get rich. Rich people believe you have to BE something to get rich.

    – Meaningless wordplay.

    “While the masses are fixated on the doing and the immediate results of their actions, the great ones are learning and growing from every experience, whether it’s a success or a failure, knowing their true reward is becoming a human success machine that eventually produces outstanding results.”

    – Gross generalization with no factual basis.

    Average people believe you need money to make money. Rich people use other people’s money.

    – You generally need capital to start a business and you certainly do to make an investment. The rich use various means to get capital, including using their own wealth. For people stuck in cycles of poverty, the lack of access to credit, contacts who would be willing to invest in their new business or personal wealth means they often can’t get capital, without which it’s very hard to make money. See: basic economics.

    Average people believe the markets are driven by logic and strategy. Rich people know they’re driven by emotion and greed.

    The markets are driven by all of the above making the implied dichotomy in the statement ridiculous.

    Investing successfully in the stock market isn’t just about a fancy math formula.

    Average people live beyond their means. Rich people live below theirs.

    – So the people with larger means are more likely to live bellow them than those with smaller ones? Such insight…

    Average people teach their children how to survive. Rich people teach their kids to get rich.

    – Isn’t that a consequence of their current circumstances as opposed to a conscious choice you idiot?

    Average people let money stress them out. Rich people find peace of mind in wealth.

    – Isn’t that just a consequence of how much money you have? Also, the research on the wealth show that having a lot of wealth can be very stressful and many of the rich struggle with it.

    Average people would rather be entertained than educated. Rich people would rather be educated than entertained. While the rich don’t put much stock in furthering wealth through formal education, they appreciate the power of learning long after college is over.

    – Gross generalization about both groups. Not much more to say on this one really.

    Average people focus on saving. Rich people focus on earning.

    – Actually both groups try to do both but the rich actually save a lot more because they make a lot more and have a larger overhead after expenses. That statement is nonsense.

    Average people play it safe with money. Rich people know when to take risks.

    – Or maybe the more money you have the more room you have to take risks since if the money you’re risking is the money your family needs for food and housing you’d be quite the irresponsible asshole wouldn’t you?

    Average people love to be comfortable. Rich people find comfort in uncertainty.

    – The life of the poor is nothing but uncertainty. The life of a trust fund kid with a few million tucked away at the bank is nothing but certainty of comfort.

    Average people never make the connection between money and health.

    – They don’t? Hahaha, in what universe? Everyone fucking knows that connection some people just don’t have wealth you imbecile. And most people, accurately, believe that health care is a right that comes with paying taxes not a commodity.

    Average people believe they must choose between a great family and being rich. Rich people know you can have it all.

    – Tell that to CEO’s who, as a group, have a much higher rate of divorce than the general population. They themselves admit it’s hard to be there for their families with the sort of hours/emotional tool it takes to do well in very high stake positions.

    • Lucia says:

      Well said!

    • nevin says:

      Its funny, some people really just do not get it. It’s like the entire concept this article is trying to convey goes completely over their heads. Trying to disprove and argue every point actually just reinforces the idea that it is the thoughts and attitude that make the difference. Saying that there is no factual basis for the points made is funny, since it is all about peoples thoughts, I’m pretty sure gathering factual information on a thought is not possible. Also some people seem to think that all rich people were born into money and that is why they think that way, not realizing that the reality more likely is that they think this way and that has allowed them to become rich. Another thing is that no one said being rich is the most important, end all thing in the world; however the article is called 21 ways rich people think differently, so of course it is going to be talking about being and becoming rich. Also people keep mentioning people in poverty, saying these things aren’t true and poor people don’t do or think that. Well the article never said anything about the poor or poverty stricken, it’s about the difference between how the rich and how the middle class think.

    • Krw415 says:

      Excellent reply. This article was useless. Follow your passion, that’s the most valuable one. Sorry average person, you were not blessed with a passion so slave for the man for the rest of your life….

  53. Accipiter says:

    “Average people earn money doing things they don’t love. Rich people follow their passion.”

    Which is why all artists, musicians, poets and other creatives all have more money than they know what to do with.

    Newsflash – doing what you love rarely brings in money…which is exactly why many average-income people work jobs they hate – because playing the guitar or writing poetry doesn’t bring in enough money most of the time. Your article is too black-and-white.

    • Seto says:

      Not if you know how to work it. You see, what you said, “playing the guitar or writing poetry doesn’t bring in enough money most of the time” is the common alibi of someone who don’t have passion for what they do.

  54. glenn jerrel tanawara says:

    in this thing hide a satanis massage….be careful what your thinking…think of God giving you wealth! not about having lots of money….it works for real, but than is money your god!!!!!!

  55. Brown says:

    This is an interesting albeit broad concept. While I agree with most of Mr. Siebold’s opinions, I think other comments are not necessarily true. For example: “Average people believe they must choose between a great family and being rich. Rich people know you can have it all.
    The idea the wealth must come at the expense of family time is nothing but a “cop-out”, Siebold says.”

    Certain environments do not support this theory. If I am climbing out of the bottom of the barrel I don’t necessarily have compatibility with someone else that barrel. I need to make a choice at the time to forgo those relationships for the opportunity to have better ones. I am women so the journey to love + success may take longer. As we all know tic toc goes old gerts clock. The scenario inherently makes Mr. Siebold claim of having it all a falsehood. If I defined great family a different way perhaps his theory holds true.

  56. capice2003 says:

    Powerful….definitely something I find myself in line of thought with.

  57. Steve says:

    This article, while very thoughtful and well written, is disgusting. It praises the rich for being god like figures who are so much more evolved than “the middle class”. The truth stands that becoming rich, not matter how intelligent or motivated you are, is like finding a needle in a haystack. We live in a world where the rich are rewarded with more and more wealth while the lower and middle classes continually slide down the financial ladder.

    Yes, some people absolutely deserve their success but I have a hard time sitting by and watching the likes of Miley Cyrus and Justin Bieber accrue millions by shaking their underage asses and acting like fools.

    • Seto says:

      “We live in a world where the rich are rewarded with more and more wealth while the lower and middle classes continually slide down the financial ladder.” — Because the rich knows how to find the opportunities and exploit it while the lower and middle class do nothing but stoke their defeatist ego when they can do something more productive.

  58. Caj says:

    What an incredibly selfish way of thinking. I am disgusted.

  59. Kyle says:

    Personally I think a lot of these snippets are true. However, Gina Rinehart falls into a group thats not referenced this article.

    That group is those born into wealth. Those that didn’t do a thing to obtain it. I have not read Gina’s full article so I won’t comment on it further.

    Also, this post states that millionaires around the world were interviewed. That raises the question, how can you concluded what the so called “average people” are doing if you don’t talk to them.

  60. jc says:

    Idiocy. Please send this to Africa. (Or: think positive!)

    • Seto says:

      Perhaps the real idiot, is you, who dismisses dreams and is stuck in a quagmire of self-produced misery. Negative things– rich people have no time nor the interest to dwell in unproductive things like that.

  61. Ginette Symenouh says:

    Powerful read!

  62. CC says:

    This is so fucking stupid, it just hurts my brain to read it.

  63. John. F says:

    Its funny because as a wealthy person myself, the ones that end up reading this piece are probably of the “average” classification. Here are my two tips: Work passionately and bust your ass.

    • Ana says:

      John, the majority of people working “passionately” and busting their ass are of that same “average” classification.

  64. Aaron says:

    One of the problems I have with this article is that the author was said to have spent 3 decades interviewing millionaires… not both sides. That’s why I feel that these 21 points don’t seem very objective. I think he’s just regurgitating the rationalizations that these wealthy people have made to justify the way they live their lives. I don’t believe that all wealthy people are monsters… nor do I believe that all wealthy people are the creative, forward-thinking, and elite “world class” individuals that this article describes. For every creative genius that fits this shiny mold that the author offers up there is an honest small business owner or middle class worker who is equally just and comfortable with their lives. For every depressed and angry lower class person wallowing in self-pity there is a corrupt business person that used deception, greed, and even violence to steal their way to the top. People are people… and there is evil, virtue, creativity, greed, jealousy, love, and hate at all levels of income.

    • Lucia says:

      Finally the voice of reason!

    • Michelle says:

      Well said. This article is not objective nor as you noted has both sides. This author is clueless and I would never buy this book. I actually thought it was a joke while I read it. You cannot stereo-type people stating that the rich are this way because we are all human beings who all think differently. Some rich people inherited their wealth, some made their wealth late in life, some married into wealth, some won their wealth, so therefore the people who were not born into wealth but acquired it by winning, marriage or hitting it big such as a celebrity, they were once poor or middle class. So to say that all these people who acquired their wealth in many different ways, all think alike a such a falsehood. Acquiring wealth is a goal for everyone, but it only happens to some people who are at the right place at the right time, by chance, by fame, by inheritiance, by winning, by investing, by hard work and yes by being educated. This author is wrong!! Plain and simple!!! What an idiot!

  65. Cali la vie by Janine Marie says:

    Reblogged this on Cali la vie ♔ and commented:
    Very true! Follow @ teremity

  66. bhmassage says:

    Wow! Talk about gaining some perspective. I’ll definitely be revisiting this one. Great post :)

  67. Reblogged this on My Final Two Years at Berea College and commented:
    Very insightful!

  68. now i really see the difference , people who put money ahead of everything are more likely to become rich than those who have other priorities

  69. shaneyl says:

    not everyone in the world can be rich, that’s like saying everyone in the world can have an egg from a dozen, there’s only so much that can be spread around.

    Thinking anyone who isn’t filthy rich is very ignorant.
    Not everyone in a social class has the same work ethic as a peer in that class; rich or poor, doesn’t matter.

    I work two jobs, am willing to take risk but understand I don’t have anything to fall back on if I take too big a risk.
    … yet, I’m considered one in the same to someone my age smoking pot on their mom’s sofa… knowingly working less to collect government assistance.

    Sometimes it really is the luck of the draw. Sometimes it’s a special skill.

    I would never in my life buy a book like this.
    It encourages ignorance.
    I make barely more than poverty level. I wont purchase this book or a people magazine for that matter.

  70. Brian says:

    This is total garbage. I never knew the difference between average and exceptional was the amount of money in your bank account. Being exceptional is about putting others before yourself, being generous, kind and treating all with respect no matter financial status. I know plenty of “rich” people that value these things well above their bank accounts and wouldn’t tell another person they are “average”. Also, I know many people that follow their passions and aren’t rich. Teachers, artists, humanitarians to name a few… Garbage article

  71. Marie says:

    I love this article and I strive to be wealthy because I can

  72. Reblogged this on RichWithSuccess and commented:
    Really informative blog!

  73. I’m feeling gorgeous, looking scrumptious and seeing beauty. I just described myself. I just described money.

  74. Jason says:

    This is disgusting

  75. Adrian Live says:

    …any differences when the rich or average die? At the end of the day no man is an island and whether rich or poor, your life is what you make it. Sadly we allow ourselves to be consumed by wishful thinking rather than working towards practical goals that define who we are and what we want.

  76. jean says:

    You say you desire wealth, not for your own sake, but in order to do good with it, and to bless others. If this is your real motive in desiring wealth, then wealth will come to you; for you are strong and unselfish indeed if, in the midst of riches, you are willing to look upon yourself as steward and not as owner.

  77. thejasonarchitype says:


  78. thejasonarchitype says:

    Reblogged this on The Barracks and commented:
    really informative about the thought process of the rich.

  79. Bastian Ingrovo says:

    Rich people just read the bold wording in this blog post.

  80. Shane says:

    The interesting thing about this article is the generalizations. The author spent umpteen decades studying the rich. There’s no note on how long he spent studying ‘the average’. But every line is ‘Rich people do _______, and average people do ______’. It insists on the idea that rich people and poor people do the exact opposite without any evidence. This article smacks of idolization of an over-class.

  81. shedrock dyer says:

    this change the way i think about the Rich

  82. Moseeb says:

    I want to rephrase part of my last comment. The use of “average” is not problematic. It is bullshit and grossly offensive, arrogant and egotistical.

  83. Vanessa says:

    Good article, with a few flaws. The biggest one I see is the fact that they are referred to as the “Rich” instead of “Successful”. Around 27% of the wealthiest 1% inherited their money as well as half the people of the 10 richest people inherited their wealth.

  84. MacBride says:

    Average people write things that will make a difference. Rich people write things that will make money.

    Average people are diverse and complex human beings. Rich people are single-minded and shallow.

    I, too, can make sweeping generalizations that criticize an entire group of people while offering no insight into the complexity of the human condition.

  85. David says:

    Selfishness is a virtue? At some point if your life only revolves around what you want and how you can get it, it defines you and you can never have enough. The rich get richer, astoundingly richer, because that selfishness impulse doesn’t stop.

    This is not an okay thing.

    • Seto says:

      Neither is the being selfless. How can you be charitable if you’re left with nothing but skeletons?

      • Jerome says:

        Being selfless isnt just about giving money or giving every last thing you have , Its about giving to others when you have it to give whether it be money effort or time. Selfishness is the exact opposite of that not giving even though you have the means, selfishness is NOT a virtue.

  86. James Maxx says:

    So basically you exploit other’s ideas and money to benefit yourself and associate with people that do the same. OK got it.

  87. Wow, quite a disparity in these comments!
    I like this mindset as a way to start thinking differently about money – a very helpful thing for middle class folks to start doing early in their careers. This advice isn’t a magic pill that will make everyone of all economic stations rich – it’s an illustration of thinking processes that can help change your mind from thinking about scarcity, and instead thinking about abundance.
    With as big a safety net as possible.

  88. van says:

    You cant take your money with you when you die. Majority of the traits listed is why the world is so fucked up. Id rather be a pauper than a king if being rich means i have to follow these ways.

    • King says:

      Exactly Van! that’s the same thing i was thinking, so basically to be rich you have to be selfish and a theif. Is it really worth it at the end of the day. most of these so called rich people chasing their dreams hate themselves at the end of the day.

    • Seto says:

      Good luck getting by in life. You will not prosper with such negative attitude oozing in your essence.

  89. Samuel says:

    Rich people make their money off the backs of these “average” people. Secondly, extreme selfishness IS a vice. I don’t care what these apologists or pseudo psychologists/motivational speakers tell you.

  90. Alex Lauren says:

    This is the most sickeningly patronising article I have ever read. I continued to read it thinking it would get better but it continued to get worse. I dread to think what it’s like to read the book. It may be easier to punch myself in the face over and over again than to endure this sycophantic bullshit!

  91. Lumine says:

    you cant take your money to the grave.

  92. Dai Lowe says:

    It’s idiocy like this that makes me long for a revolution!

  93. Nora Miriam says:

    How much money is considered rich? Because I know plenty of people making $300k – $500k who are stuck behind a desk 70 hours a week and are stressed and miserable and have no time to enjoy their money.

  94. ellgieff says:

    And people who know the quote think “the love of money is the root of all evil”

    Seriously, what a load of shit. Particularly funny because it leads off with Gina Rinehart, who made her money the old-fashioned way: waiting for daddy to die.

    • Seto says:

      My, in denial, I see. Money itself is not evil. Neither are guns. Its wielders, however, you can tell if good or evil.

      And thus, “love of money is the root of all evil” is valid. And so is its lack thereof.

  95. Kenn World says:

    This is mindset change is harder than one can imagine. Just like that Pain & Gain movie, Johnny Wu says its either your a Doer or a Don’t-er. Get a goal, get a plan, get off your a** and get it. KennWorld says either your a Go-er or a Gonner.

  96. John Smitty says:

    Way to rip off Business Insider and not give them credit.. Loser..

  97. Namaste says:

    Ask yourself this, what is the definition of the word “rich” to you?

  98. […] 21 Ways Rich People Think Differently […]

  99. Gigi says:

    To be totally honest, this article made me a little sad. I’m a girl that’s 22 years old; I won’t reveal the status of my family’s wealth simply because I’m connected to two quite opposite worlds and I think I’ve seen differences in appearance, bright faces vs. tired ones very heavily contrasted against one another. I have never understood wealth and have a lot of difficulty with “love,” and have been trying to seek out “love” in my daily life; I’m trying to find that thing that grabs me and pulls me in like nothing else – giving me a physiological “ah.” I don’t know where passion brings you, or how it feels to be in love with something but I am certain that once one finds “love” a very sweet story/career can begin. That being said, I think monetary value, being a human construct, is what eats away at my appreciation for these excerpts – what could be a very hopeful read (in terms of “these are good attributes to have”) turns a little to sour milk in my stomach. I think there are very relevant points and they make logical sense but just the fact that money exists and creates such a bipolar “divide” is what makes me not want to jump up and down clutching this article in compliance. I believe I think like “the rich” as stated in this article but I’ve just graduated from university and I’m sitting at my desk with a paintbrush and canvas in hand. I’m ambitious but I’m not sure if it will ever turn to money. If I can be a quiet purist: I’d just like to say that love and passion and reward and acknowledgment of the world around you will keep you seeing in colour.

  100. Thorsten Stier says:

    Biggest BS I read for a long Time…if this is what “rich” People think, they´re just fooling them self to keep on building prosperity on the back of someone else and still be able to look in the Mirror knowing that small amounts of their wealth could saves hundred if not thousand of lives – let me ask a Question, when do the rich people stop “….taking care of (them self) …” and start to help others, if the point of : “If you’re not taking care of you, you’re not in a position to help anyone else. You can’t give what you don’t have.” would be true!?

  101. Reblogged this on Slimshetty's Blog and commented:

  102. average says:

    I’m from an “average” background but throughout my life I’ve sought to improve upon that. Nowadays, anyone who strives to be average, will be poor. Those who want to be rich, will likely be average. Those who want to be ultra rich will be rich. That said, I’ve gotten further (economically) from that in my rural town by adopting a different mentality (don’t do what they do with money). Many of those “don’ts” are described in this article. I’ve seen it firsthand as I’ve reached back to try to empower those who are financially stressed. The problem is many do not want to make changes in their life that could lead to financial improvement. They view planning as “scheming to get over”. They find comfort in doing what their daddy and mommy did, and what daddy’s daddy and mommy’s mommy did. And if it means continuing a cycle of poverty, so be it — to gain money and break family tradition is bad. Many view any attempt to break the cycle of poverty as an attempt to harm and upset their lifestyle.

  103. Jamie says:

    I’m a millionaire who knows other self made millionaires, and I’m telling you that this post is a bunch of bullshit. 100,000 grand says that this author isn’t even rich..so she doesn’t know what she’s talking about. I smoke, I drink, we spend money, live beyond our means, etc. This post paints a very inaccurate picture about us..albeit flattering.

    • Seto says:

      Then I have bad news for you. Unless you tithe and give back something, you’re in a downhill trend.

    • I agree… then you are one of those wealthy folks who are in a downward spiral and will probably not be holding on to your millions. Someone the other day responded to my posting of the cliché “those who say that money is the root of all evil doesn’t have any” by saying that I should look at all the people who are miserable in life with great wealth. I guess she was talking about people like you. Money facilitates happiness. There is no doubt about it. But it doesn’t buy it. If you choose to squander your money in excess, money at the club with the tables and expensive and unnecessary cars, then you are not going to be happy. But you are missing the point of the argument.

    • Ana says:

      And tithe doesn’t necessarily mean to a church. Giving back truly does mean paying it forward — to say nothing of the way it feels!

  104. Michelle says:

    This article is not objective nor does it show both sides of the spectrum. This author is clueless and I would never buy this book. I actually thought it was a joke while I read it. You cannot stereo-type people stating that the rich are this way because we are all human beings who all think differently. Some rich people inherited their wealth, some made their wealth late in life, some married into wealth, some won their wealth, so therefore the people who were not born into wealth but acquired it by winning, marriage or hitting it big such as a celebrity, they were once poor or middle class. So to say that all these people who acquired their wealth in many different ways, all think alike a such a falsehood. Acquiring wealth is a goal for everyone, but it only happens to some people who are at the right place at the right time, by chance, by fame, by inheritiance, by winning, by investing, by hard work and yes by being educated. This author is wrong!! Plain and simple!!! What an idiot!

  105. Patrick says:

    Annnnnnnnnd everyone wasting their own time writing a 5 paragraph response to this article……… I’m 99% sure that you’re poor as fugg.

  106. King says:

    I think this whole get rich or die trying attitude is what’s wrong with black youth of today. Let’s not forget that when the cameras go off rich people are the unhappiest. I told my future wife, & i’m a 24 year old black man, that we’re not going to chase money, or rich. that we’re going to work smart, and let God bless the work of our hands. So basically this article says that rich people aren’t christians in that they believe the opposite of what the Bible teaches. I mean yea this is helpful if you trying to get rich by any means but how much is money worth, and what’s better than rich is WEALTH. Rich is highly overrated. Why are so many people chasing rich, instead of trying to make a real difference in society, that’s the problem. We need less “rich” thieves and more people that actually want to help make a difference. & change some things, but there is such a selfish mentality in black youth today, and its because of the role models.

  107. charlypriest says:

    Reblogged this on CRAZY LIFE and commented:
    And this is why I´ll get there.

  108. charlypriest says:

    This was great, by the way got here through Nicole Digiose, interesting things she hangs up on twitter.

  109. charlypriest says:

    and interesting blog you hang up here.

  110. Afolabi says:

    Nice write up.pls kndly send it to my email.tks

  111. I love this article, it certainly brings up my own insecurities about money and where those ideas come from. It’s all a state of mind to bring yourself from living in scarcity to knowing that money is just a tool of the successful.

  112. Kholofelo says:

    One thing I no it’s important, atleast to me is family, the thing is we spent the rest of our lives chasing riches as if is the only thing to live for, as much as there’s a reason why rich people think differently there’s also a reason avarage people think their own way also, one day that when that rich man you admire so much is on a death bed he won’t be thinking I want to make one more million before I die, food for thought.

  113. cory says:

    What an awful article. I pity anyone who would put weight to such a lazily written book. The only truth in life is that you are going to die. Why waste life trying to make yourself financially secure when our very existence is so fragile? Its life’s great joke! There was once a rich man that applied all the latest techniques in getting the greatest yield from his crops. During harvest time his yield was 100 fold from the previous year. Well, this rich man was very excited. With such a good return he knew his position in life was secured and he erected great silos to store his grain for the future. Later, the rich and now proud man laid down to bed and died in his sleep.

    Death levels everything.

  114. Anony says:

    All of you can talk about how good religion is and most of you will never get rich. Religion teaches you that it is okay to not be physically/financially rich while the preacher, banker, doctor, and everyone else gets rich. What type of teaching is that? Keep suffering and keeping your faith. I would rather get rich and live the best life possible.

  115. Trent Sutton says:

    I really enjoyed this. Even though im not rich yet; I realize through this that I have a rich persons mindset which is y I get called a snob. Im on the right track

  116. Edna St. VM says:

    Yes, but how much do rich people love unconditionally? At the end of the day, that’s all that will matter.

  117. Chris Luk says:

    20 Fallacies

    1. I doubt a lower income family would not realize the benefits of having more money equating to an easier lifestyle, why else would they immigrate and learn new languages just or the chance to earn more money?

    2. Its true that you must put yourself in a position to help others but if you continue this logic ad absurdum you justify selfishness despite being in a position to help others negating your ability to help others.

    3-4. What puts you in a position to solve problems? Education does, it enables you to recognize what specific knowledge you need. If you don’t have access to a formal education how will you ever recognize problems to solve except by chance and coincidence? It shows a lack of appreciation for the support system set in place for those with means.

    5. “Average people” are concerned with paying bills, I would consider that to be logical

    6. Why do you have the peace of mind to follow a passion? Because of financial security.

    7. Surprisingly the one piece of advice that’s logical, though I would not generalize low expectation with economic standing. There are many athletes who set high expectations for themselves who are poor because of accidents, injuries, etc.

    8. This implies a support system is in place to protect you from failure, which does not exist if you did not establish connections i.e. being rich.

    9. Again this shows a lack of appreciation for the support system set for the rich. How did they meet people with money in the first place?

    10. This contradicts the above where the author believes that the poor are emotionally driven when it comes to money. It assumes that poor people are unable to recognize contradictions within their own logic. Although this is possible due to the lack of education, it is not neccessarily true.

    11. This is true of all classes assuming they are not broke. If you don’t know how to balance a budget then you are not poor, you are broke. This also assumes that the rich person is not living of an inheritance as outsiders cannot gauge what is in their bank account.

    12. If this is true then the masses of parents screaming at their children to take their education seriously and forcing them to do extracurricular after extracurricular would not exist.

    13. Again this assumes that wealth is not tied in to your existence, if you are worried about getting food the next day would you have “peace of mind”?

    14. This is a gross assumption that depends on the person’s career position. Those in the tech industry/sciences require additional learning beyond college in order to maintain their jobs, much less to advance.

    15. This assumes there is a difference between snobs and cliques. In general races tend to make friends among their own races more easily. You could just as easily call that snobbish but its just the way things work. This is a redefinition of the word snob for the benefit of the reader which is acceptable but not necessarily true.

    16. This makes the assumption that risk taking is equivalent to a gain which again is a misconception built by the positive feedback loop of having “made it”. Climbing the ranks of society has inherent safeties built into it due to the connections people make.

    17. Again this is a reinforcement of that same positive feedback loop. The reason why the rich are willing to take risks is because it is inherently less risky for them.

    18. Same feedback loop. The reason why the rich are willing to take risks is because it is inherently less risky for them.

    19. If people are worried about health care being unaffordable don’t you think they realize that health is connected to wealth?

    20. Again a generalized assumption

  118. Reblogged this on Entrepreneurship and commented:
    21 Ways Rich People Think Differently

  119. peggy says:

    this is a very good piece. for all the people quoting the bible. doesn’t the bible also say that you are the head and not the tail, above and not beneath, the lender and not the borrower.. that sounds like wealth to me. I don’t get how people feel the bible says it is good to live in poverty and you can’t be “rich” and still go to heaven.. I mean really?

  120. Brian Davis says:

    Reblogged this on TheDavisGroup and commented:
    Words of Wisdom!

  121. Well thank goodness I’ve been feelin’ on the same page as many of these excerpts!! We’re on the right track Millionaire Minds!

  122. I hope that those who wish to put negative replies to my post refrain from doing so. I believe we’re all intelligent enough to understand that when you read something, you do not have to take it literal/word for word. Like a piece of art, interpret it the way you will, and take what you need. Out of billions of human beings on the planet, everyone knows that not ALL millionaires/billionaires have the same opinion, live the same lifestyle, did the same things to get where they did….but let’s be real. They DID it – And the rest is history. Sounds more like everyone is wasting much of their time on this simple post, when they could be DOING more, for the millionaire status they wish to attain =)

  123. Great article! Robert Kiyosaki actually used some of those versions in his book “Rich dad Poor dad”

  124. Alicia says:

    Reblogged this on 黑白话影.

  125. […] 21 Ways Rich People Think Differently. […]

  126. Adam Finan says:

    Think & Grow Rich :)

  127. Van says:

    You’re not helping me facebook! You’re entertainment. Hard to resists. I could be learning something else. Instant gratification!

  128. S says:

    I proudly can say that working toward and building wealth is for the fun of it and/or to prove to myself that I Can Do It. Also, my rating is 20 out of 21 (…[How] Rich People Think Differently) where my mindset lie. The one missing is where I and my medical doctor live on the same block, but I’m working on it. God blessed the wealthy (those who gives to charity for a major cause) and the middle class. who is the backbone of this great nation.

  129. Gabbe says:

    Basically rich people are smart and poor people stupid? Nice, very humble and helpful approach(not). Being rich doesn’t guarantee wealth. Some rich people work their ass off so hard it literally makes them sick! and some poor people don’t even know that they are poor. I get the point but it’s clearly defensive. You can switch places between those to words “rich & average” in most of those sentences and they would still make sense. Is there a study which shows that all middle class people feel worse then every rich person earth? if not then what’s the point of being rich anyway?

    “Dalai Lama”. When asked what surprised him most about humanity, he said:

    Because he sacrifices his health in order to make money.
    Then he sacrifices money to recuperate his health.
    And then he is so anxious about the future that he does not enjoy the present;
    the result being that he does not live in the present or the future;
    he lives as if he is never going to die, and then dies having never really lived.”

    Money is important but it’s NOT EVERYTHING!

    Balance! (no I’m not talking about your bank account..lol)

  130. clive drummond says:

    Excellent article Aldo….lots of provocative thoughts. Somehow I need some illumination on why it seem(to me) that the Biblical scriptures are somewhat Pro-poor aligned..(the story of Lazarus,the passage stating how easier it is to enter heaven if u r not rich,How u should sell all u have and give to the poor …and so on and so on.. YET the Scripts also stated that the Meek shall inherit the Earth…I am in a haze as to what direction is correct.
    I now understand that hoarding more than u need is called GREED,but isn’t there a fine line with insuring ur future and constant prosperity for u and ur generation?
    And is it impossible to embrace Religion while aspiring for financial wealth?

  131. diezerr says:

    What a load of crap! I am sorry I wasted those 5 minutes of my life.

  132. j600esh says:

    Reblogged this on J600ESH and commented:
    Nice thoughts…

  133. Call Me Aya says:

    Reblogged this on Aya's Nomadic World Travels and commented:
    Just a reminder!

    Where are you on your way to?

  134. Mike says:

    With all do respect, rich people usually don’t have great family!!!!!

  135. […] I saw someone post this article: 21 Ways Rich People Think Differently | teremity And, like with many things that I read, the first thing I thought of was the MBTI. Now […]

  136. […] The idea the wealth must come at the expense of family time is nothing but a “cop-out”, Siebold says. “The masses have been brainwashed to believe it’s an either/or equation,” he writes. “The rich know you can have anything you want if you approach the challenge with a mindset rooted in love and abundance.” From Steve Siebold, author of “How Rich People Think”   From Article Here […]

  137. […] 21 Ways Rich People Think Difficulty […]

  138. allisonfine says:

    This is loathsome. I am proud and glad to be average if these definitions hold true.

  139. vivien says:

    Dear author, pls amend the typo error here: correct aways to ALWAYS
    “Every investor loses money on occasion, but the world class knows no matter what happens, they will aways be able to earn more.”

  140. orlando says:

    It should be a law that you havw to read this $$$$

  141. Arun Dev says:

    Whoever said you are happy only if you are rich.

  142. nickroman81 says:

    What a great post! I can’t wait to be rich and bring my like minded friends with me!

  143. Kyle says:

    I thought this was a joke. Especially when I read “Rich people live below their means”, I was like wait for it… because they make so much money they can’t spend it all… yup lol. What is the point of this? Is there some underlining pursuit of happiness from the pursuit of excessive wealth? or is this book just endorsing sociopathy?… seriously. The implication I got from this was “when you’re so rich you can kind of give hand outs to all the pitiful AVERAGE people”. This is repackaged racism. I have wealthy friends and they aren’t all like this but a few of them definitely have the idea in their head that they are somehow inherently better than the people around them. It’s a shame for them because they miss out on the richness of life when all there is is money.

  144. Lorraine says:

    We all have opinions because we can, in reality we know everyone will not become rich, even though most desire to be. I believe in being all I can be while living on this earth, why allow yourself to be offended by what was said? At the end of the day choices that we make in life is what they will be.

  145. efachuks says:

    Here in Africa most rich men, are wicked and evil, they dont care about anyone elsee but themselves, it has nothing to do with being like minded, they just dont wanna know, as long as you aint giving them anything, they dont wanna know you, greedy selfish bastards, thats what they are

  146. It is obvious that you will not be wealthy if you follow the mindset of the masses. A human being is going to have to shape and fashion a wealthy state of mind on their own. We have to realize that time will not stand still for us. We are going to have find out what we love to do and make money doing that. This article made me realize that I am going to have to change my thought and actions in order to have a healthy, balanced, wealthy lifestyle. I must change first!

  147. Kitty says:

    As long as we remember, currency is a current, and it needs to flow. If everyone keeps making dams, there won’t be any flow. So just like there is now, there will be few rich, and many poor.

  148. TJ Ward says:

    Awesome reminders Thank You!

  149. bandi says:

    exccellent piece

  150. Ajay Nagpal says:

    It is only mind set.Happiness lies in our heart.I like this philosophy but life has different philosophy.

  151. A Coughlan says:

    This article assumes that being rich is desirable by all, and only measurable by financial wealth. It completely overlooks that are many people that do not want to be billionaires or even millionaires. They would rather revert back to a more natural way of life where they had control over the means of production. Secondly, wealth is not just about having more money than you can spend. Wealth is health, love, friendship, community, companionship, all of which are priceless and cannot be bought.

    Thirdly, if everyone was an entrepreneur, they’d be no teachers, nurses, doctors, lawyers, administrators, dancers, artists, cleaners, tailors etc … society would just be riddled with business people producing products using robots, to sell to other business people. Who would teach their children and clean up their mess?

    Which leads onto a significant difference between the rich and the poor identified by this author – ”poor people view money as the root of all evil, whilst rich people view poverty as the root of all evil”. Given the fact the poor have been exploited by the rich for millennia isn’t it understandable that they may view money as evil? Secondly, isn’t money used to control the use of necessities? Necessities that are needed for basic survival, such as water, food, land, bricks and morter? Necessities that were once freely available to all?

    If rich people view poverty as the root of all evil then why do they pay their staff a minimum wage? Why do they accumulate millions and millions of pounds in profit when they could be using it to lift their towns, and cities our of poverty?

    In-fact, isn’t the minimum wage specifically designed to monitor the distribution of resources? Resources which are paramount to mankind’s survival? By default the poor cannot get up the financial ladder no matter how much overtime they work because the rich use all the profits to line their bank accounts.

    We all know, that money is not real, and no longer valued against the gold. Money is now a man made idea that is actually worthless, but incredibly powerful.

    Aren’t poor people the offspring of servants, and slaves? Maids and maidservants? Isn’t the Western establishment based on bloodshed, murder, illegal wars, theft, lies and deception?

    Is it no wonder that poor people view money as evil?

    Most importantly, what is poverty? Are indigenous people poor and westerners rich? Is poverty defined by Western ideals and accumulation of goods? The All American Dream?

    Who is actually happy with this modern day lifestyle that has us all caught in a hamster wheel of work, bills, credit cards, stress, work, play, work, bills. What exactly have we learnt by betraying our nature?

  152. Nate Webb says:


  153. […] 21 Ways Rich People Think Differently […]

  154. Reblogged this on MarlaMinahChee Writes and commented:
    On being rich and thinking differently.

  155. alesea says:

    most rich people start out poor! they just have the urge to do better and better. unless their born into wealth they struggle, they push their wants needs and family (their families are usually small & distant) to the side work hard SAVE go out for themselves DONT SMOKE OR DRINK UNLIKELY HAVE CHILDREN and end up getting a career and making it! most middle/lower class people are born into addiction, struggle, get knocked up young never knowing what or how to save, and bound down by by families and friends who are stuck..therefore its harder for them to break out of the shell that society puts them in. MY THEORY IS MIX CLASSES POOR WITH RICH RICH WITH POOR…therefore each person will see life from the other point of view…the poor will have guidance and ambition to do better and the rich will be humbled by the struggle and hopefully not be so snub.

  156. Huda says:

    You invest, get rich, give some, invest some other to be richer, and the cycle continues.

  157. Actually it’s mostly true. We have no one to blame but ourselves for the position that we are in ^_^ whether for good, or for bad, it is our decision

  158. box says:

    This is so Western minded, Wealth doesnt come only by money, For me the family who stay in the middle of Forest are richer than us (Urban people), They dont need acredit card for Having dinner, They dont need pay a penny for Mineral water, They dont pay for learning education (They are learning from nature

  159. c. hasan says:

    The book must be read by the political leaders, government high ranking officers, religious leaders and high school students, esp in developing world so they all can spread out the message to and change the mind-set of their communities so that the people of the country will work harder and smarter to earn prosperity.

  160. Mike says:

    I hate seeing this quote misquoted…..its the LOVE of money is the root of all evil

  161. arod52 says:

    1. Sorry not everybody can be rich whether they have the greatest work effort or not.

    2. If you are reading this you are wasting your time. You should be out there earning.

    3. If you are happy there is nothing wrong with being Middle Class.

  162. shivam says:

    what bullshit ! what a crap of an article,the author of the book ‘how rich people think’ should introspect.bless him

  163. […] (This is a great article I thought I’d share. You can find the original post here.) […]

  164. John says:

    I like your post. However, being rich or being healthy, which would you prefer? Money is not the most important thing in life. I think your health is the utmost factor that you need to pay attention too. Some rich people don’t know about this important thing. They try to get richer until one day, tons of money, weak health, what’s the point to have money? Even though money is important but your health is more important.

  165. […] I’m a very strong believer that if you have the right mindset, a relentless passion, and a well cultivated thought process, you can accomplish anything.  That being said, I think the majority of poker players today are looking for the right way to play, where in all reality they should be looking for the right way to think.  I’m going to shine some light on this point by relating poker to this article I stumbled upon recently titled, “21 Ways Rich People Think Differently”.  I think this really works because poker is such a money driven game.  If you’d like to read the full article here is the link:  http://teremity.wordpress.com/2013/10/02/21-ways-rich-people-think-differently/ […]

  166. […] rich people think: The 21 differences between the abundance mentality and the self-deprivation […]

  167. Barbara says:

    This is the stupidest drivel I’ve ever read.

  168. Eric says:

    No,or atleast you shouldn’t be if you are focused on achieving greatness yourself. Great ones isn’t simply referring to wealth alone but rather people who have done great things and did anything to obtain their goals.

  169. Perhaps one day in a not too distant future we’ll evolve beyond greed, self-righteousness, classism, and fascism. On that day we would learn to value something more promising than money. Money is currency which is only a boundary in us as people. The exploration of space, the planets, and expansion of science is prohibited by greed, self-righteousness, religion, and social indifference. By what means can we evaluate a persons overall productivity as a being if we culturally expanded less say beyond our own species. What if for example we actually did contact an extra-terrestrial species. What then? Dollars? Gold? This is primitive primate-like thinking that I can only dream will at one day come to an end. Ironically most of this nonsense of rich/poor classism is perpetuated by Americans which has a poverty rate almost as high as third world countries and not to mention is in an ever growing financial deficit from the upper tiers of government on down with a whopping 1% that “are” actually wealthy. Us rich, and middle-class must learn that a Country is only as rich as it’s poverty rate. Seriously.

  170. Everybody is entitled to an opinion equal to 2 pennies..Facts are more abundant..

  171. I completely agree with this article. The only thing i would add is the paths of money. The author on this article is basically explaining the one side of money. He has focused on the positive side money. There is also the evil side of it as well. I think people are missing his point though and this is what this article is about. It is about the split between two minds. The wealthy and the not wealthy. I can tell you from my own personal experience he is 100% on point in this article. I come from a poor background and a poor attitude. I have changed my whole life and became more positive about my outlook into my future. I started a company 2 years ago in a bad time and am on my way to running one of the largest companies in the world. I have plans to start an organization that will change the world as we know it. A way to combine housing with employment. I have tremendous goals and nobody ever believed i could even run a company when i started because of there own jealousy and self limitations in life. Try telling your friends and family members that your are going to be a multi-millionaire or a billionaire. 7 out of 10 will most likely look at you and say something like yah ok or not in this economy. This is what i mean by there own self limitations. I started a company from scratch. I had no money ok im lying maybe 300 dollars and a 96 maxima i sold for 800 dollars so i could get an office. I started in my basement with a lead service. Now i own a construction, chimney and masonry company that i can say i am doing well. This is just to lead me to my big project. I also have a son that i do spend a good amount of time with still, so i am able to balance my life. I do believe anyone can do it if they just work hard, make big goals and then bring them to life. the only thing i don’t agree with in this article is being selfish and not trying to change the world, because that is what i am trying to do. I want to be a part of history. I want to create a legacy. I want to help as many people as i can. This world needs a change and i want to create it. God bless all.
    Help support my company and like my page on Facebook

  172. Reblogged this on qãhırıï and commented:
    Steve Siebold, author of ‘How Rich People Think’ spent nearly three decades interviewing millionaires around the world to find out what separates them from everyone else.

    It had little to do with money itself, he told Business Insider. It was about their mentality.

  173. […] will it help you if bad things actually happen?! This is actually one way of thinking mentioned in an article shared by a group I’ve recently joined (thanks Damien!), from Live your Legend by Scott Dinsmore. It was about the mindset of the rich […]

  174. Reblogged this on SNEED CHRONICLES and commented:
    The truth. The reality of it all. So really, which are you?

  175. Sheryl C. says:

    OK I’m average But I don’t think like his average person and How can he say what the average person think if he only interviewed rich people.

  176. Lee says:

    Makes total since to me. I’m 16 and my parents have money and they’ve taught me so I’m always coming up with money making ideas (most of which others have already done) involving the stock market or inventions I come up with.

  177. Jacquetta Christian says:

    I’m striving to be rich!!!!!

  178. Njonjo Ndehi says:

    The middle class waste their time and money on crap like Kardashians and Jersey Shore.

  179. Liz Ellis says:

    Let me get this right, he interviews only billionaires, and comes out with a statistically correct profile of the American middle class. Anyone involved in social science sees this is nonsense. Another problem with this book, he is comparing two economic cultures and telling the reader one is better than the other. This is a value/judgement statement. Note that the wealthy in America require the middle class in order to run the ship. We cannot have all wealthy – who will run the ship? Logic simply fails. Did the author also discuss how many of these “ways of thinking” (which are all portrayed as choices in life) are supported by wealthy or the lack of? For example, “Average people believe they must choose between a great family and being rich. Rich people know you can have it all.” <<< Clearly driven by economics. Finally, some of the comments about the middle class not making connections about health care are simply off the wall – the lower and middle class drive changes in our health care system, such as the exploding growth of the organic food industry and the demand that the FDA do more in-depth research on issues such as GMOs while the wealthy corporations fight it. And – the condition of most of the teeth I have seen on wealthy people when they smile tells me they don't care about their health, they have no one to impress they are so wealthy so why take care of themselves.

    In sum, this book is a one-sided view written by someone who does not have a background in social science, does not know how to present his findings in a statistically significant manner, and is simply another "public speaker" looking to make a buck. Don't bother.

  180. Reblogged this on Love, Life, and Relationships: Overcoming Emotional and Child Sexual Abuse and commented:
    I read this last year and it helped to cultivate some things in me. Happy New Year. Blessings, Ressurrection

  181. Me says:

    A small fortune requires hard work. A great one requires a great crime.

  182. […] via 21 Ways Rich People Think Differently. […]

  183. Dhivik says:

    This is apt a definition of mid-class-crisis that’s taking over nations !! None believed when I spoke of this 3years ago, but today the worlds pointing at it !!

  184. Amina says:

    While I do belive thos to be a good read, I think that a lot of it is garbage! Most people in the world are not monetarily rich. Most of us did not come up with some grand idea that brought in millions! People can say whatever the hell they want, but as a person working in the financial sector, much wealth is attained dishonesty! There is a simple mathematical technique in place for the world’s population. In order for their to be rich people, someone’s gotta be poor! Now I will say that much of the middle class is concerned with spending what they don’t have, poor people included, the rich spend what they do have and some. I’ve never known a rich person to live in an average home, or to only drive an average car. This blog to me was written by a rich person, or aperson who admires the rich who is badically telling the middle class that they’re in their current situation because they can’t think outside the box, and they aren’t rich because of the many things that they’re doing wrong or poor choices that they’re making! PLEASE!

  185. Ezra says:

    I meet steve a couple of years back.we were at an event together My mentor keep talking about his book the 177 mental toughness sercrets of the world class. Great auther

  186. Sarah Jordan says:

    Great article. Makes me want to buy the book!

  187. Angie Delmar says:

    I must agree with GIna Rinehart.

  188. Most importantly “Rich” people aren’t afraid of failure and don’t mind busting their butts. The “average” person is lazy.

    “Rich” people, the ones that weren’t born into wealth but rather aspire to make their own know that it’s a dog eat dog world out there and they must create the opportunities for themselves that will get them to the next step rather than wait for it to present itself. Watching Shark Tank itself is enlightening to see people who are trying to carve success for themselves go up against “Rich” people aka the sharks. Mark Cuban’s success story and Howard Schultz, the CEO of Starbucks, story are my favorite.

  189. skitzmaster says:

    Sad… It looks like there’s a whole bunch of people complaining on here “who believe that they themselves are average”. If they just stopped for a second and thought of themselves as one of great ones, then they wouldn’t be complaining and getting defensive. The author DID NOT call any of you specifically rich or poor, average or great, He was talking in general. Yet, “YOU” decided to place yourself in one category over another and then you got angry at him! You are proving his statements true! You are digging your own hole of despair. Why not stop commenting negatively on this post and do something for YOURSELF right now? This article should have inspired YOU … NOT insulted you. And if you are insulted, then YOU are only convincing YOURSELF that you are “below-average” …. Of course there will be a few people who will get angry at me as if I am talking directly to them, (as if I even know them) when in fact I am NOT talking to anyone specifically. Sad, Sad, Sad!!!!

  190. Black and white thinking never enlightened anyone. And this is a great example of black and white thinking – putting people into neat, little packages, with lots of Swiss cheese.

  191. Black and white thinking – that’s what Hitler did – seldom leads to any form of enlightenment, much more valuable than money, I’d say.

    And putting people into neat little packages filled with Swiss cheese is highly unpalatable.


  192. Awesome..! very brilliant info..

  193. greatode says:

    Yeah, don’t worry about education and ‘masters degree’s. Thats for idiots. Who needs Doctors and Professors when you’ve got rich people. Its ok, if I’m sick I’ll just ask Donald Trump to send over his jet and we’ll all be fine. God, who thought of Amnesty International. Sounds like a poor mans joke. I’d rather have the Kardishians bail me out of a Siberian Prison. Oh, they won’t? Ah. No worries then.

  194. […] Posted on January 15, 2014 by Pri Steve Siebold, autor do livro “Como as pessoas ricas pensam” (tradução livre) passou quase três décadas entrevistando milionários ao redor do mundo para descobrir o que os separa das outras pessoas. “Tinha pouco a ver com dinheiro mesmo,” ele diz “era sobre a mentalidade deles” “(A classe média) diz para as pessoas serem felizes com o que elas tem” ele diz. “E no geral, a maioria das pessoas tem medo quando se trata de dinheiro”   1. Pessoas comuns acham que DINHEIRO é a raiz de todo o mal. Pessoas ricas acreditam que a POBREZA é a raiz de todo o mal.   “A pessoa comum passou por uma lavagem cerebral que a faz acreditar que pessoas ricas são sortudas ou desonestas” Sielbold É por isso que existe uma certa vergonha no “enriquecimento” em pessoas que vem de comunidades de baixa renda. “A nata sabe que embora ter dinheiro não garanta felicidade, torna a vida mais fácil e agradável”   2. Pessoas comuns pensam que egoísmo é um defeito. Pessoas ricas acham que é uma virtude.   “Os ricos vão lá e tentam se fazer feliz. Eles não tentam fazer de conta que salvam o mundo” O problema é que a classe média vê isso como negativo – e isso está mantendo eles pobres. “Se você não está cuidando de você, você não está em posição de ajudar ninguém. Você não pode dar o que você não tem”   3. Pessoas comuns tem um pensamento de loteria. Pessoas ricas tem um pensamento de ação.   “Enquanto a massa está esperando para acertar os números da loto e rezando por prosperidade, os grandes estão resolvendo problemas” “A classe média espera que o heroi seja Deus, o governo, o chefe ou o cônjuge. É o nível de pensamento das pessoas comuns que gera essa expectativa enquanto a vida passa”   4. Pessoas comuns acham que a estrada pra riqueza é  pavimentada com educação formal. Pessoas ricas acreditam em adquirir conhecimento específico.    “Muitos dos melhores do mundo tem pouca educação formal, e adquiriram sua riqueza através da aquisição e subsequente venda de conhecimento específico” “Enquanto isso, a massa está convencida que mestrado e doutorado é o caminho pra riqueza, muito porque está presa na linha de pensamento que a afasta de maiores níveis de consciência… Os ricos não estão interessados nos meios, só nos fins.”   5. Pessoas comuns desejam os bons e velhos tempos. Pessoas ricas sonham com o futuro.   “Pessoas que ficaram milionárias conseguiram isso porque elas estão dispostas a apostar em si mesmas e projetar seus sonhos, objetivos e ideias num futuro incerto” “Pessoas que acreditam que o melhor tempo já passou raramente ficam ricas, e frequentemente se deparam com infelicidade e depressão.”   6. Pessoas comuns veem dinheiro pelo prisma da emoção. Pessoas ricas veem o dinheiro pela lógica.    “Uma pessoa comum que é inteligente, culta e até bem sucedida, pode instantaneamente ser transformada numa pessoa dominada pelo medo da escassez que tem como maior aspiração garantir a aposentadoria.”  “A classe A vê o dinheiro pra o que ele serve e pra o que ele não serve, pelo prisma da lógica. Os grandes sabem que dinheiro é uma ferramenta crucial que representa opções e oportunidades.”   7. Pessoas comuns ganham dinheiro fazendo coisas que elas não amam. Pessoas ricas seguem suas paixões.   “Para a pessoa comum, parece que os ricos estão trabalhando o tempo todo. Mas uma das estratégias mais inteligentes dos ricos é fazer o que eles amam e encontrar um meio de serem pagos por isso.” Por outro lado, a classe média aceita trabalhos que eles não gostam de fazer “porque precisam do dinheiro e foram treinados na escola e condicionados pela sociedade para ter uma linha de pensamento que iguala ganhar dinheiro com esforço mental ou físico”   8. Pessoas comuns tem expectativas baixas para não se decepcionarem nunca. Pessoas ricas encaram desafios.   “Psicólogos e outros experts da saúde mental frequentemente aconselham as pessoas a ter expectativas baixas para suas vidas, para garantir que não serão desapontados” “Ninguém nunca enriqueceria e viveria seus sonhos sem grandes expectativas.”   9. Pessoas comuns acreditam que você tem que FAZER alguma coisa pra ficar rico. Pessoas ricas acreditam que você tem que SER alguma coisa pra ficar rico.   “É por isso que pessoas como Donald Trump vão de milionário a devedor de nove bilhões e depois voltam mais ricas ainda” “Enquanto a massa está obstinada com fazer e os resultados imediatos das suas ações, os grandes estão aprendendo e crescendo com cada experiência, seja ela um sucesso ou um fracasso, sabendo que a recompensa real é se tornar uma máquina de sucesso humano que eventualmente produz resultados incríveis.”   10. Pessoas comuns acreditam que você precisa de dinheiro pra ganhar dinheiro. Pessoas ricas usam o dinheiro de outras pessoas.   O pensamento pequeno diz que as pessoas tem que fazer dinheiro pra ganhar dinheiro, mas Siebold diz que os ricos não tem medo de fundar seu futuro no bolso de outras pessoas. “Pessoas ricas sabem que não ter o dinheiro pra poder bancar alguma coisa é irrelevante. A pergunta real é ‘vale a pena comprar, investir ou ir atrás?’”   11. Pessoas comuns acreditam que o mercado é guiado pela lógica e estratégia. Pessoas ricas sabem que ele é guiado pela emoção e ganância.    Investir com sucesso na bolsa não é só uma fórmula matemática. “Os ricos sabem que as emoções primárias que guiam o mercado financeiro são medo e ganância, e eles levam isso em conta em todas as  negociações e transições que eles observam” “Esse conhecimento da natureza humana e seu esperado impacto em negociações dá a eles vantagem estratégica na conquista de grandes fortunas”   12. Pessoas comuns vivem acima do seu orçamento. Pessoas ricas vivem abaixo do deles.    “Aqui está o segredo que as pessoas ricas vem usado por séculos de como viver abaixo do seu orçamento: fique rico pra que você possa fazer isso” “Os ricos vivem abaixo de seus orçamentos não porque eles são mesquinhos, mas porque eles ganham tanto dinheiro que eles podem viver como realeza e ainda tem uma fortuna de rei guardado pro futuro”   13. Pessoas comuns ensinam seus filhos a sobreviver. Pessoas ricas ensinam seus filhos a enriquecer.   Siebold diz que pais ricos ensinam seus filhos desde pequenos sobre o mundo dos que “tem” e os que “não tem”. Mesmo ele admite que muitas pessoas dizem que ele está apoiando uma ideia de elitismo. Ele discorda. “As pessoas dizem que esses pais estão ensinando os filhos a menosprezar a massa porque eles são pobres. Isso não é verdade. O que eles estão ensinado é ver o mundo pelo prisma da realidade objetiva – como a sociedade realmente é” “Se as crianças entenderem a riqueza desde cedo, haverá mais chances de irem atrás disso mais tarde.”   14. Pessoas comuns deixam o dinheiro as estressar. Pessoas ricas acham paz na riqueza.    “A razão pela qual pessoas ricas ganham mais é porque elas não tem medo de admitir que dinheiro pode solucionar a maioria dos problemas.” “A classe média vê o dinheiro como um eterno mau necessário que deve ser suportado como parte da vida. A classe alta vê dinheiro como um grande libertador, e com suficiente, eles podem obter paz financeira.”   15. Pessoas comuns preferem ser entretidas a serem educadas. Pessoas ricas preferem ser educadas a entretidas.    “Enquanto os ricos não dão muito crédito pra conquista da fortuna através da educação formal, eles apreciam o poder de aprender depois que a faculdade já terminou” “Entre na casa de uma pessoa rica e uma das primeiras coisas que você vai ver é uma extensa biblioteca de livros que eles usaram para se auto educar em como se tornar mais bem-sucedido.” “A classe média lê romances, manchetes e revistas de entretenimento”   16. Pessoas comuns acham as pessoas ricas esnobes. Pessoas ricas só querem estar cercadas por pessoas que pensam como elas.   “A mentalidade negativa sobre dinheiro que envenena a classe média é o que mantêm os ricos convivendo com os ricos.”  “Os ricos não podem se dar ao luxo às mensagens de mau agouro. Isso é muitas vezes interpretado pelas massas como esnobe.” “Rotular a classe alta como esnobes é um outro meio que a classe média encontra de se sentir melhor sobre si mesma e sua escolha de um caminho de mediocridade.”   17. Pessoas comuns focam em poupar. Pessoas ricas focam em ganhar.   Sielbold teoriza que os ricos focam no que eles vão ganhar assumindo ricos, em vez de como poupar o que eles tem.  “A massa está tão focada em juntar cupons de desconto e viver de maneiraeconômica que perde grandes oportunidades” “Mesmo no meio de uma crise econômica,  os ricos rejeitam o pensamento de centavos da massa. Eles são mestres em focar energia mental onde interessa: na fortuna”   18. Pessoas comuns não saem da zona de conforto. Pessoas ricas sabem quando ariscar.   “Vantagem é a palavra chave dos ricos” “Todo investidor perde dinheiro ocasionalmente, mas a classe alta sabe que não importa o que aconteça, eles sempre vão poder ganhar mais”   19. Pessoas comuns amam estar confortáveis. Pessoas ricas encontram conforto na incerteza.   Na maioria das vezes, é preciso coragem para conseguir ser milionário – um desafio com o qual a maioria das pessoas de pensamento de classe média não está confortável.  “Conforto físico, psicológico e emocional é a meta primária do pensamento da classe média” “O pensamento de rico é que ficar milionário não é fácil e que a necessidade pelo conforto pode ser devastadora. Eles aprendem desde cedo a estar confortável enquanto trabalham numa situação de incerteza”   20. Pessoas comuns acreditam que tem que escolher entre família e dinheiro. Pessoas ricas sabem que se pode ter tudo.   “A ideia de que a riqueza verdadeira é passar tempo com a família nada mais é do que uma desculpa” “A massa sofreu uma lavagem cerebral pra acreditar que é uma questão de uma coisa ou outra. Os ricos sabem que você pode ter qualquer coisa que quiser se você aceitar o desafio com a pensamento firmado no amor e na abundância.”   Por Mandy Woodruff – do site Business Insider Fonte: http://teremity.wordpress.com/2013/10/02/21-ways-rich-people-think-differently/ […]

  195. Look for my rebuttal, titled “How Rich People are Fucking Assholes Who Are Completely Detached From Reality” hitting the shelves soon. It’s the fruition of three decades of experience spent wallowing amongst all the “lazy” middle classers who lack the luxury of inheriting a worldview that is completely fucking warped.

  196. The only thing more reprehensible than all the new money quoted and commenting on this piece is the author himself. Nobody likes an aspirational toady, and nobody likes new money. Shunned by the middle class and ridiculed by the real upper class, you’re almost to be pittied. It’s sad that so much of your life is dedicated to status and smug satisfaction that you wrongly think comes along with it. You’re men and women without country.

  197. Olivier says:

    Good article, interesting really.
    I would prefer to say : People getting rich, or entrepreneur or Manager … not really Rich.

    You have people become rich (or richer) and you have people who are rich because their parent or husband is rich.
    And it is totally different !

  198. jerry chavez says:

    Seto is a jack@$$

  199. SMH says:

    this article misses some stuff.

    1. the wealthy do not attend grad or professional schools, because for the most part the undergrad degree is only required to get the trust fund.

    2. there is very little difference in how the classes talk about money. those that have little money have little choice however but to live in violent and crumbling neighborhoods. people that have a choice teach their children to avoid those places.

    3. using leverage is not for the poor, the article discusses Donald Trumps journey from millionaire –> millions in debt –> back to millionaire. it espouses that he did this because he was not afraid of money, and not afraid to use leverage. . . no he was able to do this because he had connections from being wealthy and had long established lending relationships. see if a bum could finance a casino, that bum (if using this articles logic) is even because he has nothing, while Trump would have been in a worse position than the bum.

  200. […] 21 Ways Rich People Think Differently. […]

  201. rishen matabadul says:

    Ever noticed that, only rich or wealthy people write books….

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  208. Betty Gee says:

    There’s nothing wrong with being rich… There is also nothing wrong with being average… Just choose: be average or be rich… After all, money is not the root of all evil, but the love of money that is…

  209. I was reading some of your content on this site and I believe this web site is real instructive! Keep posting.

  210. Nadia says:

    seems to refer only to those who have “created” their wealth. What about inherited wealth and the children and their children and their children who are born into this pile of money and raised with no real “need’ to work at all?

  211. Mpho Mogatusi says:

    I like it alot some people indeed have stumbled on money but truth be told many have toiled day in day out while their peers laughed at them from high rise offices, sometimes a change of mindset goes a long way. Although this can not have universal application for many of the worlds poor due to demographics and other factors but for many this rings true. We are caught in a world where we are told to indulge in loans from everything to school, vehicles and mortgages. This only further traps us in a never ending debt trap and breeds fear if we are not deemed credit worthy. We start thinking we are failures in society. I challenge people to look around and look for opportunities within the societies in which they live and collaborate with companies or funding groups to make some sort of positive change, get people employed whilst making money for themselves at the same time. We can’t all be Bill Gates and those who have stratospheric wealth but we can make enough to take us from the debt trap which is being propagated by today’s society

  212. […] Teremity.                                            http://teremity.wordpress.com/2013/10/02/21-ways-rich-people-think-differently/ (accessed May 17, […]

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